You got me! I thought this is a new thread.
Internet Bank Scams - Careful out there - Be warned
- Thread starter alarmguy
- Start date
I was in a dilemma...wasn't sure about reactivating this thread but didn't want "there are already threads about this" answers either.
The card issuer did reply to me last night confirming that the text was not legit. In case anyone is still wondering...
Well done.
I ignored many text messages like that. I never reply. If like you mention I THINK their maybe some truth to it, I log into that account myself never using a link and check the account.
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I don't know where any of our banks brick and mortar buildings are. I think one in state here or there in the USA.
I do keep one local because its a no cost nothing but in the rare case every couple years it might come in handy OR have a check too big that an online bank might not want to process I use the local and then transfer the funds. Plus any tax refunds still have that account and whatever ... certain comfort level
Most times use the phone apps, sometimes from my desktop. NEVER EVER from a link sent to me, nor would I accept a phone call or text from any bank without verifying on my own.
I do keep one local because its a no cost nothing but in the rare case every couple years it might come in handy OR have a check too big that an online bank might not want to process I use the local and then transfer the funds. Plus any tax refunds still have that account and whatever ... certain comfort level
Most times use the phone apps, sometimes from my desktop. NEVER EVER from a link sent to me, nor would I accept a phone call or text from any bank without verifying on my own.
I'm not sure what that means. Most of us that are enjoying 4% savings account interest are at banks that are primarily on-line only. Local banks in my area are offering much less than 1% interest on savings accounts. It's a no-brainer, just like using credit card perks to make money.
Lubener said he wants a bank he can walk in to and doesn't want an online-only bank.
He can have a brick and mortar bank, with a big online presence, and an equal product offering to an online-only banks. You don't need to pick online vs local.
CapitalOne is just one of those. They also have high yield savings accounts. One of the main reasons I ended up with them is because they bought ING Direct, when I had an Orange savings account there.
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Huh?
Where is there a Capital One Bank Branch?
I guess they are someplace... not around here, but still the APY is a paltry 3.20 percent in their "high yield savings". Online only banks can far exceed that I havent seen a brick and mortar that can beat these however that does not mean they dont exist but would be extremely rare. I dont blame brick and mortar banks, their costs are far and away more than internet banks, no different from how Amazon can compete with everyone.
Openbank is now at 4% but these even beat that. Always read the fine print, some might have requirements but most do not.
Source Source, scroll all the way down for the best rates, first four pages beats most all brick and mortar, this is just a sample from one site.
https://www.depositaccounts.com/savings/
This is by design so they don't waste their time with more sophisticated possible victims.Scammers have become too clever yet also stupid nowadays. They have more access to our data, yet they still send messages with wrong grammar or misspelled words.
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