well, I guess part of the thinking is that transmission fluid isn't consumed, and looking at the fluid doesn't tell you much--so why use a dipstick?
Personally, I'd trade a dipstick for an easily accessible fill plug any day. I guess if you don't have either, then it would be a problem. I'm betting that John Q Public probably does more harm than good by checking the transmission fluid, since they don't realize that (most) should be checked while running, and that ATF levels are highly temperature-dependant.
I like the way it's done on my Freestyle: there's a drain plug, a fill plug and a dipstick--but the dipstick is completely hidden. You'll never accidentally pull it out, and you have to know what you're doing to find it. That probably cuts down on well-intentioned accidents.
I'm with you on the "life-time fill". MFG's should at least give you the option to easily maintain these fluids for those who choose to keep their stuff for a long time. Honda seem to do better than most in this regard, at least from what I've seen.