Benzadmiral
Thread starter
Originally Posted by Fawteen
Louisiana is usually the first or second highest state for insurance premiums. I don't know the reasons, but it's at least 3 or 4 times what we pay here in Alabama. We pay around $1,000/year for both fully insured vehicles.
There are a lot of potential reasons for the $8,000 premium. It could be that they just don't want to do business in that area and intentionally price themselves out of the market. There may be other factors-type of vehicle, driving record (you did just have a very significant claim which, while not moving does impact rates), your driving distance, etc.
The higher limits/lower premiums sounds odd, but they may have a reason for it. Insurance companies do some pretty odd stuff.
Originally Posted by Benzadmiral
I'm looking into moving to WI. (No, seriously. It sounds like a great place to live.)
I was in Wisconsin once in the winter. Never again. They can keep their snow and frigid temperatures-the only ice I want to see is the ice in my glass of water while I'm sitting by the pool in January.
I've lived in the South almost my whole life, and I've never felt as though I were a part of it. And I want to see four seasons again.
Louisiana is usually the first or second highest state for insurance premiums. I don't know the reasons, but it's at least 3 or 4 times what we pay here in Alabama. We pay around $1,000/year for both fully insured vehicles.
There are a lot of potential reasons for the $8,000 premium. It could be that they just don't want to do business in that area and intentionally price themselves out of the market. There may be other factors-type of vehicle, driving record (you did just have a very significant claim which, while not moving does impact rates), your driving distance, etc.
The higher limits/lower premiums sounds odd, but they may have a reason for it. Insurance companies do some pretty odd stuff.
Originally Posted by Benzadmiral
I'm looking into moving to WI. (No, seriously. It sounds like a great place to live.)
I was in Wisconsin once in the winter. Never again. They can keep their snow and frigid temperatures-the only ice I want to see is the ice in my glass of water while I'm sitting by the pool in January.
I've lived in the South almost my whole life, and I've never felt as though I were a part of it. And I want to see four seasons again.