Insurance rep meeting?

[PandaBear]

So I've avoided meeting with reps for years--last time was 20 years ago, when getting term life insurance. Well, that's running out and now Prudential wants to meet up, presumably to sell me more insurance. I had plans to tell them to flake off but they got the wife on the phone and so we now have a meeting. Fine, maybe they have something I might be interested in?

Is there anything I could know going into this? Like, should I expect hard sells on annuities or somesuch? I suspect they will push permanent but unless if it's cheap I'm not interested: I think I'm to the point where I have enough cash on hand that I should be able to pay for death costs out of pocket, and more importantly, might carry that cash forward for decades to come.

Threaten to find another agent or another company because they have been harassing you. Tell them you will report them if they don't stop to their higher up. Tell them you will report them trying to harass you by getting your wife involved and damage your family dynamics. Tell them you will find a way to ruin their professional reputation if they don't stop and cancel that meet.

Sales people know when you are just wishy washy and when you are angry, they can tell the difference.