I am loyal to no insurance company, only my wallet. Cheapest price wins. I have three different insurance companies, make that four. Never bundle because I get better prices without bundling. Maybe if for some reason you are prone to use insurance your rates are higher?
I never used insurance on my home in the 35 ish years I owned homes, never used insurance on my bike or boat. I could care less what online reviews say.
One time on a vehicle back around 1980 and again around 2008 the 2008 one was a rear fender cover and paint, never my fault and just used my insurance company to get the money from the other insurance company. So I can care less what company, best price wins. Insurance is one of the most regulated businesses in the USA, if you need it, you will get paid in my feeling.
Maintain a high credit score and dont make claims. I do agree and understand Homeowners is getting crazy expensive, so far we are lucky but I am concerned after seeing what is going on in Florida.
I have used insurance on a commercial policy but that was business related.
I never used insurance on my home in the 35 ish years I owned homes, never used insurance on my bike or boat. I could care less what online reviews say.
One time on a vehicle back around 1980 and again around 2008 the 2008 one was a rear fender cover and paint, never my fault and just used my insurance company to get the money from the other insurance company. So I can care less what company, best price wins. Insurance is one of the most regulated businesses in the USA, if you need it, you will get paid in my feeling.
Maintain a high credit score and dont make claims. I do agree and understand Homeowners is getting crazy expensive, so far we are lucky but I am concerned after seeing what is going on in Florida.
I have used insurance on a commercial policy but that was business related.
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