From about 2005-2020 I must have changed insurance companies 8-10 times, the whole time only using State Farm, Allstate, and GEICO. Every time my policy would go up more than a few bucks, I'd call one of the others and get a shiny new quote for a bit less. That hasn't worked as well the last 4 years, the quotes are all ridiculous.I shop around each year.. NO need to stay with a company for years..
I was late on a Progressive payment last year and those suckers dropped me 2-3 days after I made the payment. It wasn't even super late, I'm talking 2-3 days.