A follow up to my latest thread - Dealing with car insurance companies.

[grampi]

Why can’t the insurance companies and their agents make profit to feed their children?

If this post is meant to be comical, it is. Insurance companies are nothing but profit...

 

[KrisZ]

If this post is meant to be comical, it is. Insurance companies are nothing but profit...

Oh it is a joke. A bit of an inside joke. When I said OP overpaid for his Malibu, his reply was that car dealers are entitled to make profit. I just find it amusing he doesn't carry the same sentiment towards insurance companies, that's all.

 

[pbm]

I've been thinking of changing insurance companies to save some money and I'm thinking the companies that have a gecko or an emu must be less expensive than the companies that pay athletes to sell their products?

 

[JavierH19]

I've been thinking of changing insurance companies to save some money and I'm thinking the companies that have a gecko or an emu must be less expensive than the companies that pay athletes to sell their products?

Progressive was the cheapest large insurance company compared to the others when I was shopping last month but it depends on state and area.

 

[Sumboodie]

You pay 288 USD a month for car insurance? Am I hearing that right?

That's even worse than for a new immigrant from India with no driving record, driving in the Toronto, a region of Canada where insurance fraud, accidents, auto thefts including car jackings are a daily occurrence.

I thought in the USA it's like 50 bucks a month?

That's about what I pay for 2 trucks and a car, all liability only.
I drive maybe 5k a year combined. ~800 credit score, clean driving record, (CDL and HAZMAT hauler for work), over 40 yrs old. House insured with them too for the "discounts".

 

[tbm5690]

Anyone shopping insurance needs to get multiple quotes. I pay $75/month combined on two vehicles with full coverage and 500k in liability, but it doesn't matter because location, age, credit score, history, etc. all play a part so everyone will get different numbers. One company that comes in lowest for me my come in the highest for you.

 

[JeffKeryk]

Costco Connect. Get a quote off the Costco website. They beat the snot outta the other places for all my cars. I have the house on it too.

 

[JavierH19]

Costco Connect. Get a quote off the Costco website. They beat the snot outta the other places for all my cars. I have the house on it too.

I feel stupid. I've had Costco for years but I've never bothered to check their insurance rates. I wonder what savings I've missed out on.

 

[road_rascal]

Progressive was the cheapest large insurance company compared to the others when I was shopping last month but it depends on state and area.

We've had Progressive for years and then the rates went up to $2100/year mid 2023. Switched to the lizard and now paying under $1400 for exactly the same coverage. I still keep progressive for the jetski and ATV since that's only $175/year for both and for some reason Geico was slightly more.