2013 Traverse

[Tdbo]

Originally Posted By: Tdbo
Congratulations (I guess.) GM appears to have come a long way with the styling of that vehicle. May look at one when we have to replace our Odyssey in a few years.

On the other hand, WOW! Buying a new vehicle and taking a depreciation hit as a "Temporary" vehicle. A "Temporary" vehicle is a 2K beater.

Seventy Two month financing is not much better than 84 IMO. If one cannot afford something in 48 months or < IMO, they can't afford to buy it. Personally, IMO payment shopping is a recipe for disaster.


Congratulations on the new car.
It wasn't my intent to sound snarky with my initial response, but I was somewhat taken aback by the statement that I noted in the second paragraph of my original response.
Everyone likes a nice new car. Some of us feel that we need to be financially prudent with those choices, but we all have our vices. Best of luck.

 

[JHZR2]

Originally Posted By: CROWNVIC4LIFE
Originally Posted By: OVERKILL
I'm quite content driving around in 10+ year old vehicles that don't violate my posterior every month.


I am also content doing the same thing and have been doing that since the 70's.

I have zero issues taking a 10 year old car with 300K miles on it on a cross country run as long as it comfortable,everything works perfectly and it has been well maintained.



+1 And with a little care, it will look better than most peoples' two year old car...

 

[JHZR2]

Originally Posted By: Nick R
Uh they financed this for less. The equinox was financed for 84mo this was 72 with a lower apr and she put down a couple grand. The finance cost on this is significantly less than it was on the nox. You are also forgetting we had the expedition for 8 years and this is ultimately the replacement for that. The equinox was never intended to be permanent. This one on the other hand is meant to be the new expedition. And the nox was 2 years old. I wont go into detaila but due to a bit of a snafu they pretty much sold it to us at cost between it and the trade.


84mo?? 72 mo?

You realize that 8 years is no a long tenure of ownership? I just took my 10yo saab on a 2000 mile road trip with wife and baby. It isnt even "old". How many miles are on the 8 year old truck? Enough to actually be proud of the longevity? As I recall, the other vehicles were much less, 6yr, 4yr, 1yr?

An 84 month loan is 7 years, so youll be getting ready to get rid of the vehicle and still owe money. Judgig by averages from what Ive seen, youll still owe money even with the 72 month loan. How much principle from the equinox got rolled into the new loan?

Yuck.

 

[Dave Hess]

In 2007 I financed a new Civic for 24 months, paid it off in 14 months. It doesn't hurt if you finance at at a very low rate and pay it off early.

Some people enjoy spending money , others like to watch every penny.

If Nick it still at home, he should be focusing all his energy on education and a career.

 

[ls1mike]

I like a new car every so often. It's my money I will spend it how I want. No one needs to know what I make. My last new car was my 32 foot travel trailer. Now that all my cars are paid for and the trailer will be next year I will update the Buick.

Nick, if that what your parents want to do. No big deal.
Hope they enjoy the new car.

 

[Propflux01]

Originally Posted By: yonyon
Originally Posted By: Jim74

Nice Traverse btw. I built the seats for that vehicle. ;-)
Originally Posted By: KrisZ
I don't know if its the pictures but that back seat, especially the back rest looks awfully flat and unsupportive for such a big car. Otherwise it's a nice ride.

You can hardly admit to doing anything here without somebody complaining that you did it wrong.


He just built them, not designed them...

 

[Nick R]

Originally Posted By: JHZR2
Originally Posted By: Nick R
Uh they financed this for less. The equinox was financed for 84mo this was 72 with a lower apr and she put down a couple grand. The finance cost on this is significantly less than it was on the nox. You are also forgetting we had the expedition for 8 years and this is ultimately the replacement for that. The equinox was never intended to be permanent. This one on the other hand is meant to be the new expedition. And the nox was 2 years old. I wont go into detaila but due to a bit of a snafu they pretty much sold it to us at cost between it and the trade.


84mo?? 72 mo?

You realize that 8 years is no a long tenure of ownership? I just took my 10yo saab on a 2000 mile road trip with wife and baby. It isnt even "old". How many miles are on the 8 year old truck? Enough to actually be proud of the longevity? As I recall, the other vehicles were much less, 6yr, 4yr, 1yr?

An 84 month loan is 7 years, so youll be getting ready to get rid of the vehicle and still owe money. Judgig by averages from what Ive seen, youll still owe money even with the 72 month loan. How much principle from the equinox got rolled into the new loan?

Yuck.



Minimal principle carryover due to the snafu they caused that resulted in the deal (plus they overpaid for the last 2 years on the payment) Long story short, they messed up with the car she was supposed to get, and in order to sell a car they basically sold it at zero profit. They just wanted to sell a car, to meet their sales quota for the month. She pretty much was able to buy it outright with only a small amount of principle carryover.

 

[Nick R]

Originally Posted By: Propflux01
Originally Posted By: yonyon
Originally Posted By: Jim74

Nice Traverse btw. I built the seats for that vehicle. ;-)
Originally Posted By: KrisZ
I don't know if its the pictures but that back seat, especially the back rest looks awfully flat and unsupportive for such a big car. Otherwise it's a nice ride.

You can hardly admit to doing anything here without somebody complaining that you did it wrong.


He just built them, not designed them...



The seats are pretty flat, but they are very soft and cushioned, and very comfortable.

 

[SLCraig]

I haven't seen one of those yet.. I am not a big fan, but I get the idea behind the move, regarding the complaints of the 'Nox.

Hope it satisfies the needs of your folks and they have it a while.

 

[JHZR2]

Originally Posted By: Nick R
Originally Posted By: Propflux01
Originally Posted By: yonyon
Originally Posted By: Jim74

Nice Traverse btw. I built the seats for that vehicle. ;-)
Originally Posted By: KrisZ
I don't know if its the pictures but that back seat, especially the back rest looks awfully flat and unsupportive for such a big car. Otherwise it's a nice ride.

You can hardly admit to doing anything here without somebody complaining that you did it wrong.


He just built them, not designed them...



The seats are pretty flat, but they are very soft and cushioned, and very comfortable.


While I prefer the lines of the older acadia to the traverse. I did have a traverse as a rental once for a family trip and also found the seats in all rows to be very comfortable.

 

[KrisZ]

Originally Posted By: Nick R
Originally Posted By: Propflux01
Originally Posted By: yonyon
Originally Posted By: Jim74

Nice Traverse btw. I built the seats for that vehicle. ;-)
Originally Posted By: KrisZ
I don't know if its the pictures but that back seat, especially the back rest looks awfully flat and unsupportive for such a big car. Otherwise it's a nice ride.

You can hardly admit to doing anything here without somebody complaining that you did it wrong.


He just built them, not designed them...



The seats are pretty flat, but they are very soft and cushioned, and very comfortable.



Good to hear that the seats are comfortable!

That is what you want in a big family hauler.
I'm used to seeing flat seats that were hard at the same time, in smaller cars of course, hence my comment.

 

[Hokiefyd]

You guys will probably enjoy it. We traded a minivan for a 3-row SUV a few years ago and haven't looked back. The SUV provides much better driving dynamics than a minivan, and offers essentially unchanged fuel economy, but offers more flexibility in all weather conditions and getting to a spot on the back side of the lake for a picnic. SUVs are cliche these days, but they're SO useful, we've come around to seeing their virtues and now own TWO of them.

I like what Chevy has done with the styling of the Traverse for 2013.

 

[Pop_Rivit]

It appears that the apple didn't fall far from the tree in regards to family finances and the love of being in debt.

Nick, you're the one that brought the financing issue into it. If you don't have a hide that's thick enough to withstand the well-founded criticisms of you and your family's love of debt, then you shouldn't start the subject.

Your credit score is just one piece of your financial worth puzzle-the fact is that you and your family are living beyond your means by making almost a decade's worth of payments, and purchasing new vehicles every year or two. Living beyond one's means and being deeply in debt is what brought the country to the brink of a depression in 2008. There's one reason why you're doing it, and that's to maintain an outward appearance of success. The reality is that you and your family are pretending to be successful while you're all deeply in debt, purchasing things you simply can't afford and doing it over and over with the mistaken idea that each time you're getting a better deal. The reality is that each time you trade you're getting further and further into debt.

A wise, self disciplined family would be saving up for a new/newer vehicle and paying cash. Instead, you have the "gotta have it now" mentality, and instead of socking away as much as you can for the future, you're blowing it now for the chance to drive a new car every year or two. You're falsely trying to justify it by calling things a "snafu", and telling us that it's a good thing for your dad when he applies for a mortgage, this "big loan" will be on your mothers credit. That's not a good thing, you're talking about finances that are so bad you have to juggle the loans so that you can qualify for a mortgage. That right there speaks volumes to the real truth.

You huff and puff and become defensive when people who are vastly wiser than you are when it comes to managing their personal finances tell you that the things you and your family are doing are bad. The reality is that it is indeed probably too late for you and your family-you'll be in debt for decades. However, I hope that there are other young people who are smart enough to read this, and realize that being a slave to debt isn't the lifestyle they want for themselves. And I hope they make better financial choices than you and your family have made.

I hope they use you and your family as an example of what not to do.

 

[DuckRyder]

I like the updates, they do improve the looks of the Traverse. Saw an Acadia Denali the other day, less a fan of those updates.

Agree, not a fan of the faux wood, particularly in combination with the faux aluminum, seems it should be one or the other.

Looks like a nice truck, I'm sure it will serve well.

 

[Nick R]

Originally Posted By: Pop_Rivit
It appears that the apple didn't fall far from the tree in regards to family finances and the love of being in debt.

Nick, you're the one that brought the financing issue into it. If you don't have a hide that's thick enough to withstand the well-founded criticisms of you and your family's love of debt, then you shouldn't start the subject.

Your credit score is just one piece of your financial worth puzzle-the fact is that you and your family are living beyond your means by making almost a decade's worth of payments, and purchasing new vehicles every year or two. Living beyond one's means and being deeply in debt is what brought the country to the brink of a depression in 2008. There's one reason why you're doing it, and that's to maintain an outward appearance of success. The reality is that you and your family are pretending to be successful while you're all deeply in debt, purchasing things you simply can't afford and doing it over and over with the mistaken idea that each time you're getting a better deal. The reality is that each time you trade you're getting further and further into debt.

A wise, self disciplined family would be saving up for a new/newer vehicle and paying cash. Instead, you have the "gotta have it now" mentality, and instead of socking away as much as you can for the future, you're blowing it now for the chance to drive a new car every year or two. You're falsely trying to justify it by calling things a "snafu", and telling us that it's a good thing for your dad when he applies for a mortgage, this "big loan" will be on your mothers credit. That's not a good thing, you're talking about finances that are so bad you have to juggle the loans so that you can qualify for a mortgage. That right there speaks volumes to the real truth.

You huff and puff and become defensive when people who are vastly wiser than you are when it comes to managing their personal finances tell you that the things you and your family are doing are bad. The reality is that it is indeed probably too late for you and your family-you'll be in debt for decades. However, I hope that there are other young people who are smart enough to read this, and realize that being a slave to debt isn't the lifestyle they want for themselves. And I hope they make better financial choices than you and your family have made.

I hope they use you and your family as an example of what not to do.




*shrug* I beg to differ, but I'm done with this argument. It's getting pointless. You don't know anything about our finances, what kind of situation we are in. All you know is from what I've said, and you've inferred- wrongly by the way.

If you choose to fabricate your version of our finances feel free.

Also for the record, when I bought MY cars, the last time they ahad bought a new car before 2011 was in 2002. The Jeep and mustang were both used, and the jeep was bought in cash. So don't make assumptions without the full story.

 

[SwampSurvivor]

I never cared for the rear window shape, sideways B shaped tail lights and rear windows - but they are nice inside. Really like the seating position in them.

I sat in one and all of the seats are comfortable, actually. Getting in the 3rd row isn't the easiest - but that's pretty much a fact of life in the 3 row SUVs.

 

[Quattro Pete]

Originally Posted By: Nick R
We really only had 3 complaints about the equinox.

1. Turning radius sucked

Turning radius on the Traverse is even larger, isn't it?

 

[Nick R]

Originally Posted By: Quattro Pete
Originally Posted By: Nick R
We really only had 3 complaints about the equinox.

1. Turning radius sucked

Turning radius on the Traverse is even larger, isn't it?


Not really. It's quite a bit longer, but parking is a lot easier. The turning radius with the larger rims on the V6 equinox is quite bad. I can't find numbers right now but it's very large and makes parking a real chore. The traverse turns like the expedition, that is to say turns on a dime. Or feels like it comapred to the size of the car. The turning circle on the equinox and traverse are almost identical, and the traverse is a heck of a lot longer.

 

[bustednutz]

Nick, if you like it........thats all that matters. Opinions are like a-holes......everyone has one.
There are a ton of people here that love to give out advice and tell you what you should do just for the sake of hearing themselves talk.
You're a big boy, make your own decisions and live from them.

I grew up flat a@@ broke. I make very good money now. When I was 14 I made a commitment to never live by just scraping by ever again. I watched my mom do it as she raised me.
So I "enjoy" my money now. Never had any to enjoy before in my younger years. I put some away every month, pay all my bills and buy nice things on top of that. Monthly payments.....yup, got those too. Good credit.....yup upper 700's. I use it to my advantage. Buy things using the credit that they extend to me, and have extremely low interest rates. Credit cards are all currently at 0% interest and I play the game with balance transfers as well. Why would I save up 20k just to blow it in one shot? Finance it at the lowest rate, and bank the rest. CASH IS KING. If things get bad let them take the car. Its just a car. The only thing I will never let them take is my home. I watch mortgage rates like a hawk as well and review my insurance policies annually to make sure I'm not getting screwed.
If one is smart about it they can use lines of credit to great advantage.
But most need it broken down to its simplest form and are told debt is bad, and they are made to feel bad for having it. Your told to stop the spending and start the saving. Pretty simplistic attitude. If you get out of the box and really see how money works and flows they'll see things in a whole new light.
Recessions and bubbles......those were created by those with little knowledge of how money works. People trying to keep up with the Jones'. Banks said heres a pile, buy a house. After that they had no clue. Lots of financially illiterate people out there.
So what I'm saying is.........as long as you respect money and credit, and understand how it can work for you and not against you, go for it.
OK rant is over.

 

[Hokiefyd]

Originally Posted By: bustednutz
But most need it broken down to its simplest form and are told debt is bad, and they are made to feel bad for having it. Your told to stop the spending and start the saving. Pretty simplistic attitude. If you get out of the box and really see how money works and flows they'll see things in a whole new light.


I couldn't agree with you more. The "debt = bad" mantra is about as wore out around here as Jiffy Lube's 3000 mile OCI deal.

While I believe those who say it do it in good will, the advice often comes with judgements or insulting-sounding comments. The message is diluted when that stuff enters into the discussion, and it really turns people off. Sure, most people will recycle when they can and don't intend to blatantly waste resources, but if you get an enviro-nazi in your face telling you how you're ruining the world, you tend to get driven off. Same happens with sermons about how one "should" spend money. The message is lost in perceived arrogance and judgement, even if it wasn't intended.

I'm not even the OP, and I'm taken a'back by some of the comments in this thread. The more extreme the comment, the less effective it is at reaching the intended audience. For the sake of everyone involved, perhaps a more tactful approach would be more effective. It'd be more effective for those trying to make a point (the aggressive style used by some in this thread certainly doesn't work), and it'd be more pleasant for other readers of the board as well.