Definitely consider changing the fluid before 100k. Up to a certain point it will work fine, but beyond that the fluid will no longer protect the transmission and the accumulated material suspended in it will begin to cause accelerated wear. When exactly that happens depends on transmission design, usage patterns, and the fluid itself. The factory fill on my mom's car was fried at 86k miles; shift flares and sloppy shifts when hot - fluid very dark brown with burnt smell along with high insolubles and wear metals in the UOA. My car had a partial change at least once in its life before I started doing maintenance on it miles but by 160k the fluid was fried and causing harsh shifting. Some vehicles will go 200k or more on original fluid- but when they do go bad, by then they are usually done for because of accumulated damage.
Clean fresh fluid is always better than dirty, sheared, and oxidized fluid. A few hours to do a drain and fill and maybe $40 worth of fluid could save thousands in transmission replacement in the future.
Clean fresh fluid is always better than dirty, sheared, and oxidized fluid. A few hours to do a drain and fill and maybe $40 worth of fluid could save thousands in transmission replacement in the future.