All good info everyone. I'll talk to the insurance company although I don't expect any results. Also talk to the doctors office probably no results iether. If one of them don't give they'll get nothing as far as the service charges goes. Going to tell them flat out we'll pay what we owe minus the service charges. This would be a different situation if the insurance company would actual pay like their supposed to. Tired of paying for businesses stupidity.. and as a single income household can't afford it anyways.