got duped by obscured online fees

[alarmguy]

@pbm
Yeah, not fun. It's a common practice all over the place now. Lesson learned, HOWEVER you most likely will not have to pay that $29.99
Simply contest the charge on your credit card bill. If you have your account online it's as simple as a click. You can put the reason as deceptive and you thought you were going to be billed a one time charge of $1.
I would say there is a pretty good chance you will ultimately be credited. As it's so common the charge companies are aware.

 

[Pablo]

My wife almost got a hook set. The intrusion was an email from someone pretending to be a friend of friend who had their system hacked. Wife asked me if real..............heck NO.

 

[Owen Lucas]

I assume that everything is a scam now.

Yep, anyone that walks up to your door. Anyone who wants payment fast. Anyone calling with a foreign accent.

I recently set my phone to "Silence unknown callers" and wow, what a difference, that's even with using spam blocking software. Haven't missed an important call yet.

 

[alarmguy]

Yep, anyone that walks up to your door. Anyone who wants payment fast. Anyone calling with a foreign accent.

I recently set my phone to "Silence unknown callers" and wow, what a difference, that's even with using spam blocking software. Haven't missed an important call yet.

Yeah, I used to do that in my last home and it worked great but the new home, new location and some health issues being taken care of across multiple health networks down here on the coast I cant miss phone calls that can be coming out from anyplace. Yeah, they will go to voicemail but we know how that works once you try to return a call to a health network sometimes. Also at the time the home was new in 2023 and a year worth of warranty work people would call, same thing, from all different numbers.

I still dont pick up most all strange calls but I can notice the area code of the networks that I am waiting for calls from.

 

[Number_35]

Yeah, I used to do that in my last home and it worked great but the new home, new location and some health issues being taken care of across multiple health networks down here on the coast I cant miss phone calls that can be coming out from anyplace. Yeah, they will go to voicemail but we know how that works once you try to return a call to a health network sometimes. Also at the time the home was new in 2023 and a year worth of warranty work people would call, same thing, from all different numbers.

I still dont pick up most all strange calls but I can notice the area code of the networks that I am waiting for calls from.

I'm seeing a lot of spoofed numbers now. They will use my area code and sometimes my exchange. These numbers often show up as missing the hyphens between the area code, exchange, and 4-digit local. E.g. 4313381234 rather than 431-338-1234.

I don't answer them. If they want to leave a message, they can, but never do.

 

[alarmguy]

I'm seeing a lot of spoofed numbers now. They will use my area code and sometimes my exchange. These numbers often show up as missing the hyphens between the area code, exchange, and 4-digit local. E.g. 4313381234 rather than 431-338-1234.

I don't answer them. If they want to leave a message, they can, but never do.

Yes, I noticed that too.
Good news is for me, the area code I have my health network is different than my own and they havent "picked" that up yet.
My own area code is from my previous home state.

 

[Owen Lucas]

My wife almost got a hook set. The intrusion was an email from someone pretending to be a friend of friend who had their system hacked. Wife asked me if real..............heck NO.

My buddy got a well scripted email with a Google Street View picture of his house and some type of message that made him freak out and call me at 3AM. I put it together that this appears to be some automated spam system scraping images off of Google and email blasting everyone in some well organized database. It was asking for crypto of course.

Yeah, they will go to voicemail but we know how that works once you try to return a call to a health network sometimes.

Dang it, I removed silence callers. I have a family member on a waitlist to see a specialist so we can get into an earlier opening. 1st come 1st serve, so I need to answer. Fortunately most of my spam calls are emulating an old area code and don't have a caller ID signature.

One time, they did spoof an eye doctor but the indian caller was asking about auto insurance of all things.

Me: "Why does your caller ID say eye Dr.?"

Spammer: "click..."

 

[PandaBear]

What I have learned over the years is that any business that use terms like IQ or Genius are typically fraud. Yes the Genius Bar Apple called aren't full of Genius and are no better than a young bald guy on the internet.

 

[zzyzzx]

Another example of everything being a scam:


Deceptive Gas Pump Prices in Florida — $1 More Just to Swipe

 

[opus1]

I'm seeing a lot of spoofed numbers now. They will use my area code and sometimes my exchange. These numbers often show up as missing the hyphens between the area code, exchange, and 4-digit local. E.g. 4313381234 rather than 431-338-1234.

I don't answer them. If they want to leave a message, they can, but never do.

This one drove me nuts for a bit. The spoofed numbers would come through at times with local area code, exchange, and a name attached to the caller-id screen, so this got Mom concerned that it's a legitimate call. I had to keep reinforcing to her that if she doesn't know the person, it can't be important. If it is important, they'll leave a message - and they never do.

 

[Number_35]

This one drove me nuts for a bit. The spoofed numbers would come through at times with local area code, exchange, and a name attached to the caller-id screen, so this got Mom concerned that it's a legitimate call. I had to keep reinforcing to her that if she doesn't know the person, it can't be important. If it is important, they'll leave a message - and they never do.

My reasoning exactly.

 

[Pew]

I need this bumper sticker!!

Rear ends Pablo trying to read the sticker

Ahhh..the duality of the sticker LOL.

If only you printed it out in anything bigger than 12pt Calibri!

 

[nomas]

I have no desire to test my IQ . That sounds like an ego thing for a lot of people .

 

[Pablo]

I have no desire to test my IQ . That sounds like an ego thing for a lot of people .

Yes every head exam I get they don't find anything.

 

[CKN]

@pbm
Yeah, not fun. It's a common practice all over the place now. Lesson learned, HOWEVER you most likely will not have to pay that $29.99
Simply contest the charge on your credit card bill. If you have your account online it's as simple as a click. You can put the reason as deceptive and you thought you were going to be billed a one time charge of $1.
I would say there is a pretty good chance you will ultimately be credited. As it's so common the charge companies are aware.

The issue being there is always fine print on the website that nobody scrolls down to read-that would state the charge in question. Explain how not reading the whole website is deceptive......

 

[alarmguy]

The issue being there is always fine print on the website that nobody scrolls down to read-that would state the charge in question. Explain how not reading the whole website is deceptive......

Did I use the word deceptive?
Yeah, I guess I did. But he will be able to get his money back.

The marketers know what they’re doing, displaying a great special price and then either with a * or numerical number and tiny print down at the bottom that they know most people won’t read. I think that can be considered deceptive in some cases. The fine print at times can be so fine that some people can hardly read it.
I’m OK with it, I read everything and use it all to my advantage.

But just like the marketing companies, use it to their advantage the public can use it to their advantage as well and get out of that situation by contesting it on their credit card

 

[Exhaustgases]

So does an IQ test actually test what you know, or what someone else wants you to know?

 

[dishdude]

So does an IQ test actually test what you know, or what someone else wants you to know?

I hate to be a braggart, but I just aced a cognitive test. Picked that giraffe out like a boss. They told me no one had ever done that well on the test!

 

[pbm]

@pbm
Yeah, not fun. It's a common practice all over the place now. Lesson learned, HOWEVER you most likely will not have to pay that $29.99
Simply contest the charge on your credit card bill. If you have your account online it's as simple as a click. You can put the reason as deceptive and you thought you were going to be billed a one time charge of $1.
I would say there is a pretty good chance you will ultimately be credited. As it's so common the charge companies are aware.

I used Paypal and when I submitted a 'dispute' they got back quickly (the next day) denying my refund claiming I did 'authorize' the subscription (I'm assuming they have had other complaints about this company and are familiar with myIQ's 'fine print'.)

Paypal should stop dealing with this deceptive company but I guess they are making money from myIQ and don't want to lose revenue. At any rate I'm not sure my CC company would reimburse me at Paypal's expense but I'll give it a try and let you know.

 

[alarmguy]

Good luck to you. ^^