Win, here in MA it is a 6 year degree. Lots of clinical stuff(1 full year) in addition to classes. Drugs have evolved and so has science which leads to more schooling..
what do you do for a living?
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Originally Posted By: 97tbird
LOL so let;s shed some light...
Also, there are still plenty of pharmacists that run their own businesses, particularly in small towns. They aren't just in charge of the pharmacy, but the entire C-Store, managing everything, paying the bills, keeping the building up....
LOL so let;s shed some light...
Also, there are still plenty of pharmacists that run their own businesses, particularly in small towns. They aren't just in charge of the pharmacy, but the entire C-Store, managing everything, paying the bills, keeping the building up....
I am an electronics technician, A repair tech for a higher end game call company (No I do not hunt)
I also have a small plumbing and heating outfit on the side with 1 guy working for me.
But i'm the type of person to invest in about anything that can turn a profit.
I also have a small plumbing and heating outfit on the side with 1 guy working for me.
But i'm the type of person to invest in about anything that can turn a profit.
Originally Posted By: Win
Maybe it's changed, that's not how I recall it when I went to college. They did two years of college and then two years of pharm school, and that was it. The final degree was a BA or [censored], don't recall which. It was about the same "toughness" level as an optometrist or a chiropracter. This was late 70's, early 80's.
The Chemistry wasn't much - about what the ag / nursing students took. And lots of jobs have zero margin for error, that's not unusual.
To become a licensed pharmacist you need a pharmD degree now. That means 3-4 years of u-grad plus 2-4 years of pharmD school. It's possible to finish in 5 years but you have to work your tail off. 7 years is more typical. The ones I know began their careers around age 25-27, after starting school at 18.
The u-grad coursework is basically the same as pre-med or pre-dental stuff: organic chem, biology, microbiology, etc.
Maybe it's changed, that's not how I recall it when I went to college. They did two years of college and then two years of pharm school, and that was it. The final degree was a BA or [censored], don't recall which. It was about the same "toughness" level as an optometrist or a chiropracter. This was late 70's, early 80's.
The Chemistry wasn't much - about what the ag / nursing students took. And lots of jobs have zero margin for error, that's not unusual.
To become a licensed pharmacist you need a pharmD degree now. That means 3-4 years of u-grad plus 2-4 years of pharmD school. It's possible to finish in 5 years but you have to work your tail off. 7 years is more typical. The ones I know began their careers around age 25-27, after starting school at 18.
The u-grad coursework is basically the same as pre-med or pre-dental stuff: organic chem, biology, microbiology, etc.
I create my own income in the cleaning biz. We primarily work for clients in larger homes on the waterfront who have spent big money on their interior furnishings and don't want just anybody in their house. We keep it small and efficient, we demand complete perfection in results, and we follow up EVERY single client with phone calls to assure their satisfaction. Our "absolute satisfaction guarantee" is unique and very marketable, and we back it up!
We do a lot better than the typical Pharmacist. And we don't work as many hours. But it was very different a couple of decades ago when I was a single Dad with three kids. I swear I worked 24-7 an awful lot in those days. That's what it takes in my field.
My wife is an Occupational Therapist in Home Healthcare. She worked 16 years in the school system with Pediatric patients but left recently to DOUBLE her salary! It was an unreal offer so she decided to try it.
Note that t get degreed in her field you study everything a Phamacist does plus do a lot of real dissection studies! Gross!
We do a lot better than the typical Pharmacist. And we don't work as many hours. But it was very different a couple of decades ago when I was a single Dad with three kids. I swear I worked 24-7 an awful lot in those days. That's what it takes in my field.
My wife is an Occupational Therapist in Home Healthcare. She worked 16 years in the school system with Pediatric patients but left recently to DOUBLE her salary! It was an unreal offer so she decided to try it.
Note that t get degreed in her field you study everything a Phamacist does plus do a lot of real dissection studies! Gross!
I have a four year degree in Criminal Justice and have worked as a Federal Correctional Officer for a little over 20 years. Not the job for everyone but it can be interesting.
I can retire at age 49 with 25 years of service or I can stay up to age 57 which is mandantory retirement. I'm under a Federal Law Enforcement retirement which is why my retirement is like it is.
Wayne
I can retire at age 49 with 25 years of service or I can stay up to age 57 which is mandantory retirement. I'm under a Federal Law Enforcement retirement which is why my retirement is like it is.
Wayne
And I pray you are not one of those poor public workers who are unlikely to ever collect their pension due to your local government not funding it for lack of money!
The city of Saint Petersburg recently said that fully 40% of their pension obligations to local firefighters/LEO's were not even funded yet. Reason? BROKE!
An awful lot of city, county, and state governments are in the exact same boat. It's terrible.
The city of Saint Petersburg recently said that fully 40% of their pension obligations to local firefighters/LEO's were not even funded yet. Reason? BROKE!
An awful lot of city, county, and state governments are in the exact same boat. It's terrible.
Well, as everyone knows, our Federal government is broke so who knows what the pension situation will be in five years when I'm eligible to retire. Federal workers have already taken hits in a lot of areas and supposedly more are coming down the road. It already takes around eight months for retirees to get their full pension checks.
We are currently under a two year pay freeze with more years being proposed. Our health care premiums go up every year with this year having a dramatic price increase. Not a very bright future to look forward to. These are hard times for a lot of people. I'm just thankful to still have a job.
Wayne
We are currently under a two year pay freeze with more years being proposed. Our health care premiums go up every year with this year having a dramatic price increase. Not a very bright future to look forward to. These are hard times for a lot of people. I'm just thankful to still have a job.
Wayne
I don't think people should look at career option based on the assumption that generous pension will be there when they retire 30-50 years down the road. I'm not going to poke the hornet's nest as to whether it is fair or whether people deserves it today, but in the future I think the equations will point to less payment and later retirement.
Originally Posted By: PandaBear
I don't think people should look at career option based on the assumption that generous pension will be there when they retire 30-50 years down the road. I'm not going to poke the hornet's nest as to whether it is fair or whether people deserves it today, but in the future I think the equations will point to less payment and later retirement.
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
I don't think people should look at career option based on the assumption that generous pension will be there when they retire 30-50 years down the road. I'm not going to poke the hornet's nest as to whether it is fair or whether people deserves it today, but in the future I think the equations will point to less payment and later retirement.
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
Originally Posted By: CivicFan
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
Originally Posted By: SteveSRT8
This is a common misconception. In fact many government jobs pay more than private sector.
You have to look at the similar positions and the statistics, there are overpaid jobs in both public and private sectors.
This is a common misconception. In fact many government jobs pay more than private sector.
You have to look at the similar positions and the statistics, there are overpaid jobs in both public and private sectors.
If I had ANY pension and was asked (essentially forced) into a buyout for maybe 50 to 60% of the present value of the projected annuity, I'd do it in a heartbeat. Most pensions, both private and public are so severely unfunded that the prospect of receiving pennies on the dollar in the future is quite likely. I'd rather have that money NOW.
Originally Posted By: SteveSRT8
Originally Posted By: CivicFan
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
OK, let's see...
A President (country CEO), the most powerful man in the world, runs an organization with 300 million people, makes $400,000/year.
A CEO of a large corporation, not the most powerful person in the world, runs an organization with 20,000 people, makes $10,000,000.
Major discrepancy. (what's the emoticon for "tongue in cheek"?)
Originally Posted By: CivicFan
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
OK, let's see...
A President (country CEO), the most powerful man in the world, runs an organization with 300 million people, makes $400,000/year.
A CEO of a large corporation, not the most powerful person in the world, runs an organization with 20,000 people, makes $10,000,000.
Major discrepancy. (what's the emoticon for "tongue in cheek"?)
I don't consider my pension to be the greatest though I realize that many jobs these days don't offer a pension. My pension is currently 39% of my highest average three base salary earning years that is within the last five years of service. The 39% is because I have to work 25 years instead of the base 20 years and be the age of 50. This gets you 34% of your base salary. The proposal out now is to take the last five year average base salary instead of three.
My health care costs are pretty expensive. I know people in the private sector with cheaper and better coveage than I have. Like I said, I'm happy to be employed so I try to keep it in perspective.
Wayne
My health care costs are pretty expensive. I know people in the private sector with cheaper and better coveage than I have. Like I said, I'm happy to be employed so I try to keep it in perspective.
Wayne
I install and maintain breathalyzers in DWI/BWI offender's vehicles.
MECP Basic Installer certification is preferred but not necessary.
I feel like I am making a difference. I keep people who have made a bad decision from making that decision again, make alcoholics choose different methods of transportation, help keep otherwise productive members of society and taxpayers out of prison, and may even help in the rehabilitation of some.
College? Yeah, I went. I did not graduate.
I am paid well enough for a mobile electronics installer. No, I did not end up being a wealthy world famous builder of fantastic audio systems like I dreamed of since the first time my best friend in high school installed 2 15" woofers on a piece of plywood in place of his rear seatback. (1985....there was one other car on the cruise strip with big speakers. A hearse with 3 24" woofers)
My clients are largely convicted of serious crimes and I am often hated by them. And I do not want to do anything else for a living. (Except maybe be the wealthy world famous builder of fantastic mobile audio systems)
MECP Basic Installer certification is preferred but not necessary.
I feel like I am making a difference. I keep people who have made a bad decision from making that decision again, make alcoholics choose different methods of transportation, help keep otherwise productive members of society and taxpayers out of prison, and may even help in the rehabilitation of some.
College? Yeah, I went. I did not graduate.
I am paid well enough for a mobile electronics installer. No, I did not end up being a wealthy world famous builder of fantastic audio systems like I dreamed of since the first time my best friend in high school installed 2 15" woofers on a piece of plywood in place of his rear seatback. (1985....there was one other car on the cruise strip with big speakers. A hearse with 3 24" woofers)
My clients are largely convicted of serious crimes and I am often hated by them. And I do not want to do anything else for a living. (Except maybe be the wealthy world famous builder of fantastic mobile audio systems)
Originally Posted By: CivicFan
Originally Posted By: SteveSRT8
Originally Posted By: CivicFan
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
OK, let's see...
A President (country CEO), the most powerful man in the world, runs an organization with 300 million people, makes $400,000/year.
A CEO of a large corporation, not the most powerful person in the world, runs an organization with 20,000 people, makes $10,000,000.
Major discrepancy. (what's the emoticon for "tongue in cheek"?)
I'm speaking of the tens of THOUSANDS of middle level people within the VAST government agencies with inflated salaries and ridiculous pensions, 190 day working years, etc. And how about Fannie Mae and Freddie Mac, come on, this could be a LONG list!
Or even Congressmen, with their exemptions from 'ordinary' laws that allow them to do insider trading, etc. Free barbershop, lifetime full pay after retirement with only 9 months served, etc.
It's not imaginary. What's the emoticon for 'head stuck in the sand'?
Originally Posted By: SteveSRT8
Originally Posted By: CivicFan
Usually, they accept lower pay with the promise of the pension. The government sector employees, everything else being equal, have lower salaries. That is compensated by having a more generous benefits package like low cost health insurance (a result of the large pool) and a promise for pensions.
This is a common misconception. In fact many government jobs pay more than private sector.
OK, let's see...
A President (country CEO), the most powerful man in the world, runs an organization with 300 million people, makes $400,000/year.
A CEO of a large corporation, not the most powerful person in the world, runs an organization with 20,000 people, makes $10,000,000.
Major discrepancy. (what's the emoticon for "tongue in cheek"?)
I'm speaking of the tens of THOUSANDS of middle level people within the VAST government agencies with inflated salaries and ridiculous pensions, 190 day working years, etc. And how about Fannie Mae and Freddie Mac, come on, this could be a LONG list!
Or even Congressmen, with their exemptions from 'ordinary' laws that allow them to do insider trading, etc. Free barbershop, lifetime full pay after retirement with only 9 months served, etc.
It's not imaginary. What's the emoticon for 'head stuck in the sand'?
I am a PM GUY/MAINTENANCE TECHNICIAN at a rental car company, have been here for 6 yrs now, and the benefits and health care are great. I have two and a half weeks of vacation at my disposal and 8 paid time off days to use. I also have my emissions inspector and emissions repair licens and state inspection license as well as 3 ASE's. I have a g.f. that works at a tire/alignment shop and she loves the work. She also works at autozone and is one of the smartest parts people I know.
Adam
Adam
Originally Posted By: civic09
I am a PM GUY/MAINTENANCE TECHNICIAN at a rental car company, have been here for 6 yrs now, and the benefits and health care are great. I have two and a half weeks of vacation at my disposal and 8 paid time off days to use. I also have my emissions inspector and emissions repair licens and state inspection license as well as 3 ASE's. I have a g.f. that works at a tire/alignment shop and she loves the work. She also works at autozone and is one of the smartest parts people I know.
Adam
wow, great bennies for 6 years, awesome .
I am a PM GUY/MAINTENANCE TECHNICIAN at a rental car company, have been here for 6 yrs now, and the benefits and health care are great. I have two and a half weeks of vacation at my disposal and 8 paid time off days to use. I also have my emissions inspector and emissions repair licens and state inspection license as well as 3 ASE's. I have a g.f. that works at a tire/alignment shop and she loves the work. She also works at autozone and is one of the smartest parts people I know.
Adam
wow, great bennies for 6 years, awesome .
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