2002 Maxima SE
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The lawn is in good shape however we live on the side of a hill with a good slope to the front and back yard. I want the more robust engine and hydrostatic transmission for durability.What is the condition of your lawn? I have about the same size lawn but I have tons of ruts, bumps, roots, etc. It's quite bumpy. I was destroying John Deere riding mowers and couldn't get more than 5 years out of them. This is going back 5-15 years. I had an L110 and an L130. The prices have gone up dramatically but these would be the equivalent of a $3k model now.
I'd bust up the steering and deck parts. I was always fixing something. Got sick of it and finally bought a Gravely ZT HD zero-turn mower. 0% financing and I paid if off in a couple years. Overkill for my yard but very heavy duty and will last for many years.
If your lawn is super smooth I'd say you're on the right track. If it is an obstacle course like mine, I'd suggest you put that $3k down on something more heavy duty that will last longer. You can usually get 0% financing through a dealer.