My
My son is a homeowner for 3 years and has never written a check.They need to allow an opt out.
I was a victim of Fraud years ago. Several times I would get an email with a PDF of a letter from my bank. A few days later the same letter arrived in the mail. I assume the law required them to mail one due to the fraud.
My kids are in their early 20's and I am certain they have no clue how to mail a letter.