Throwing this out as a separate thread related to this thread..... https://bobistheoilguy.com/forums/threads/bank-cd-problem.377272/unread
If you are looking for somewhere to park your short-term cash, check out treasurydirect.gov
You open your own account directly w/the Dept. of Treasury and then buy your own government debt...no middle-man.
Won't be for everyone depending on your threshold of dealing w/another password, financial needs, knowledge of difference of T-bills v. bond, the yield curve...., etc.
Just throwing it out for people who don't know about it. (but depending on your needs, the better alternative might be a short-term debt ETF via a Vanguard/Fidelity, etc. account).
And of course this being an internet forum, shout out to all the gold, silver, crypto, classic car fans out there.
If you are looking for somewhere to park your short-term cash, check out treasurydirect.gov
You open your own account directly w/the Dept. of Treasury and then buy your own government debt...no middle-man.
Won't be for everyone depending on your threshold of dealing w/another password, financial needs, knowledge of difference of T-bills v. bond, the yield curve...., etc.
Just throwing it out for people who don't know about it. (but depending on your needs, the better alternative might be a short-term debt ETF via a Vanguard/Fidelity, etc. account).
And of course this being an internet forum, shout out to all the gold, silver, crypto, classic car fans out there.