I just replaced the timing belt on a 1995 Toyota Camry I4, and the car ran fine around town. When me and a friend fired it up to wrap up the coolant flush tonight, we heard a flapping sound from the timing belt cover and then some knocking. I disabled spark, and we cranked the engine over - the oil pump pulley is spinning, and I hear the knock from the top end. I know the timing belt loosened up and I had to retension it. Could this knock be caused by the engine being out of time or oil starvation - he was a quart low when I checked the oil and I topped it off when we test drove the car.