In my part of California, GAF rules the market, Home Depot moves a decent amount of them. I’ve seen more bundles of GAF Timberlines on the backs of ABC and Beacon trucks, but for some reason Beacon pushes Certainteed and OC. When we got roofing quotes, it was a even split between GAF and OC. Many roofers here in the 1990s pushed either Elk or Tamko. I’ve heard good things about Atlas, not available in CA. From my observations between a GAF Timberline HDZ and an OC Duration, the OC felt better to me.I would agree that as far as Class 2 SBS shingles go Malarkey offers the best product. Anything else as far as asphalt or SBS shingles I would only recommend the Atlas brand. Owens Corning has screwed too many people over in the past with poor product quality for me to ever trust them.
Frankly for all the vitriol I see on this website about the car business I find it interesting how much worse the construction business is and how there is little to no awareness of it comparatively speaking.
In my part of California, GAF rules the market, Home Depot moves a decent amount of them. I’ve seen more bundles of GAF Timberlines on the backs of ABC and Beacon trucks, but for some reason Beacon pushes Certainteed and OC. When we got roofing quotes, it was a even split between GAF and OC. Many roofers here in the 1990s pushed either Elk or Tamko. I’ve heard good things about Atlas, not available in CA. From my observations between a GAF Timberline HDZ and an OC Duration, the OC felt better to me.
Yea, I’ve been in on a few conversations between my parents and contractors and the hustle is bad - the salesmen bring on the pressure. A few friends have told me about hack contractors and handymen they had do work for them. And I do see the fly-by-night handyman at the orange box.
From what I understand, from a State Farm agent, simply filing a claim is a charge against you. Even if the insurance company pays out zero dollars. Filling a claim, per the State Farm agent, can be a costly action, and should only be done if one has full confidence the claim is an event the insurance company will pay on.There's a difference between filing a claim and having it approved. My story above is an example. If my premium goes up as a direct result of on the same block replacement but mine wasn't - that's dirty business and I question the legality.
No, that's not EXACTLY what you are reading here. What most here are saying is that this is a new business model for roofers, even excellent ones, and it's coming at the expense of higher Homeowners Insurance premiums, and here in FL, the possibility of not being insurable at ALL!What I'm reading here is a lot of people think that everybody is a shyster out to screw you over . Sure , it happens . But in my area there are a dozen good reputable roofing companies and you are free to use whomever you want . None of them want payment up front . If you're foolish enough to do business with some out of town " traveler " then you deserve what you get . If you are forced to use someone unfamiliar then do not pay up front .
Pretty much everything you said is incorrect . It's not a new business model . It has nothing to do with morality . You pay for insurance you expect them to pay for damage . I've changed homeowners insurance three times since I have lived in this house and the issue of prior claims has never come up . Every time I changed it was to save money .No, that's not EXACTLY what you are reading here. What most here are saying is that this is a new business model for roofers, even excellent ones, and it's coming at the expense of higher Homeowners Insurance premiums, and here in FL, the possibility of not being insurable at ALL!
The roofing contractors have figured out that ALMOST everyone is looking for free anything, and very few people have the morals to turn that down when offered.
I also must add, even though your rates may not go up immediately, they are certain to go up at next renewal, just like auto insurance.
That claim also stays on your record for 5 years. Pray that you don't need to switch companies or move to a new house before then.
Not here it isn't.Pretty much everything you said is incorrect . It's not a new business model . It has nothing to do with morality . You pay for insurance you expect them to pay for damage . I've changed homeowners insurance three times since I have lived in this house and the issue of prior claims has never come up . Every time I changed it was to save money .
No, that's not EXACTLY what you are reading here. What most here are saying is that this is a new business model for roofers, even excellent ones, and it's coming at the expense of higher Homeowners Insurance premiums, and here in FL, the possibility of not being insurable at ALL!
The roofing contractors have figured out that ALMOST everyone is looking for free anything, and very few people have the morals to turn that down when offered.
I also must add, even though your rates may not go up immediately, they are certain to go up at next renewal, just like auto insurance.
That claim also stays on your record for 5 years. Pray that you don't need to switch companies or move to a new house before then.
I've never seen an insurance company approve a new roof without sending their own adjuster to verify .
Did you follow the link I provided above? Do you think the Governor of a state would need to get involved if there wasn't some sort of scam going on?This is not a new business model by any means, hail chasers have been around and operating for a long time. As far as the roofing business in particular yes much of the business model has shifted to trolling around and trying to convince people that they have an issue and instilling as much anxiety as possible in the customer to get a sale out of them. Again they are not buying a roof as much as they are buying into anxiety relief and the end result is a new roof of some sort whether they actually want or even need any roofing solution at all.
I was nerding out over shingles - besides cost cutting(I remember as a kid seeing 20/30/40/50 year shingles for sale at the lumberyard) there’s been consolidation. It seems like 3M supplies the granules for many of the shingle brands except for GAF who makes their own. OC might be the most integrated of them with their own asphalt processing and glass mat factories, they also supply IKO via a joint venture. The only differences I see is nailing zone/adhesive lines, color blending/banding and shape of the tabs.The reality is that ALL basic shingles with any asphalt content are effectively no different in quality and life expectancy. All use the most minimal amount of asphalt (bitumen) and make of what in previous years was asphalt content with filler, in the past decade that has shifted to limestone. Brand doesn't matter, except for Atlas because they use a slightly higher copper content in their granules which is more resistant to biological growth, and they are being mass produced at a rate that quality control has been completely thrown out the window. I would say for most basic shingles the life expectancy is 10 years under the absolute best conditions with proper installation and building science behind it. Most people will likely get 5 to 8 years out of those products now.
I was nerding out over shingles - besides cost cutting(I remember as a kid seeing 20/30/40/50 year shingles for sale at the lumberyard) there’s been consolidation. It seems like 3M supplies the granules for many of the shingle brands except for GAF who makes their own. OC might be the most integrated of them with their own asphalt processing and glass mat factories, they also supply IKO via a joint venture. The only differences I see is nailing zone/adhesive lines, color blending/banding and shape of the tabs.
But yea, now that you say it, I have my doubts a standard “architectural” shingle can be a “lifetime” item. I got OC Duration Cool installed on my parent’s roof, their neighbors went with GAF Timberline HD(Z), two other neighbors are in need of roofs, one had Elk 40 year “luxury” shingles, the other Tamko. I’m seeing the houses roofed with Tamko when it was popular here(Elk was the more expensive option) showing bare fiberglass mat.
yes, it IS new. Some pre-screen an area with news reports'n send out a drone w/vid camera to spot claims. They RCold calls give me suspicion. It seems that this roofer is drumming up business in a new way.
yes, it IS new. Some pre-screen an area with news reports'n send out a drone w/vid camera to spot claims. They R
big enuff co.s to have this ability, staff, etc.
Class 2 or Class 4 shingles and/or SBS have become a significant upgrade in terms of quality and life expectancy. I am a huge fan of metal roofing myself, the Decra brand in particular.
Lots of people in my parent’s neighborhood got metal roofs installed - so far they outlasted the ones with shingles(mostly Tamko Heritage and Elk) done at the same time(1997-1999), the dude who did them however was charging $18-20K for them in 1998 dollars.Yeah but the metal roof sellers are thieves themselves.