Receiving a hard copy payroll check from your employer.

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At my company, there is one employee left that receives an actual payroll check bi-monthly. It arrives by Fedex from our headquarters in Chicago. This employee has 36 years with the company. This person also still uses a flip phone. My question is, can the company force this person to use direct deposit?
 
There are several reasons someone might prefer to receive a paper payroll check, including having problems with banks. Unless the OP is running the company, it's really none of his concern.
 
We had one like that . He said " What if the direct deposit doesn't come through ? " It was a Fortune 500 company with thousands of employees . Never heard of an issue with payroll but he wouldn't budge . To each his own .
 
Can they fire him or is there some thing that would prevent that? One would hope it would not come to that, but I could see it. Especially if costs a bit, and in a downturn, if his services are no longer all that necessary.

It's an interesting question. I think our highway's in NH have been losing the toll lanes that take cash. Some advertise that they don't take cash after a certain hour. Kinda forces one into EZPass (or to just not drive on the highway).
 
Can they fire him or is there some thing that would prevent that? One would hope it would not come to that, but I could see it. Especially if costs a bit, and in a downturn, if his services are no longer all that necessary.

It's an interesting question. I think our highway's in NH have been losing the toll lanes that take cash. Some advertise that they don't take cash after a certain hour. Kinda forces one into EZPass (or to just not drive on the highway).
Interesting as far as highways up there. I didnt know there still are toll booths that collect cash.

Here, the very few toll roads, of the ones that are, there is nothing in the roads, Cameras click a photo of the license plate and they send a bill to the registered owner.

As far as the employee check thing, does the company care? Maybe they dont. If they do, I am sure they would help set up a free checking account.
 
Interesting as far as highways up there. I didnt know there still are toll booths that collect cash.

Here, the very few toll roads, of the ones that are, there is nothing in the roads, Cameras click a photo of the license plate and they send a bill to the registered owner.

As far as the employee check thing, does the company care? Maybe they dont. If they do, I am sure they would help set up a free checking account.
They do have cameras (which is why we still have the front plate requirement) and I do know a few years ago I got a letter about how my transponder wasn't working. Go figure, something like 10 years had passed. New transponders and done. I think they do the same thing for people who don't have accounts, haven't read up on it in a while as I don't travel much these days.

Strangely enough the one I go through on a regular basis is on an interstate. I don't care much but IIRC it violates some interstate clause, not supposed to have on a road with federal funding, something like that. Side topic though, was mentioning about how we can get forced out of cash in other areas of life.
 
We had one like that . He said " What if the direct deposit doesn't come through ? " It was a Fortune 500 company with thousands of employees . Never heard of an issue with payroll but he wouldn't budge . To each his own .
There are payroll issues all the time. Once one of the local banks decided to hold the ACH for a day - instead of making funds available on Thursday they decided to release the funds on Friday. People who had automatic transactions scheduled got screwed and there was nothing we could do.

And yes, most of the working people live paycheck to paycheck.
 
My first couple of years in the military I stood in a line on payday and got paid in cash. Then they started paying us with checks, and many would go stand in a new line to cash the paper check they just received.
It was a pain, about a 3 mile walk to the nearest bank and I didn't have a vehicle, I lived on base. I was the first one to sign up for DD once it became an option.
 
Depends on the state. In some states employers may require employees to sign up for direct deposit as long as there is no cost to the employee.
To that note, one place I worked was in the same building as a bank and if an employee didn't already have an account somewhere, there was an arrangement for us to open a no-cost account with that bank to allow 100% participation in direct deposit.
 
They do have cameras (which is why we still have the front plate requirement) and I do know a few years ago I got a letter about how my transponder wasn't working. Go figure, something like 10 years had passed. New transponders and done. I think they do the same thing for people who don't have accounts, haven't read up on it in a while as I don't travel much these days.

Strangely enough the one I go through on a regular basis is on an interstate. I don't care much but IIRC it violates some interstate clause, not supposed to have on a road with federal funding, something like that. Side topic though, was mentioning about how we can get forced out of cash in other areas of life.
Here they have cameras here located on a thin platform over the lanes. Camera each lane.
No front license plates in our state, you get a photo and bill mailed to you of the rear end and plate on the roadway.
No accounts, all information used is from the license plate. I dont know if you have the choice to start an account and get a discount for "pre" purchase. *LOL* I only know of one toll road one hour for my house.
 
There are payroll issues all the time. Once one of the local banks decided to hold the ACH for a day - instead of making funds available on Thursday they decided to release the funds on Friday. People who had automatic transactions scheduled got screwed and there was nothing we could do.

And yes, most of the working people live paycheck to paycheck.
Lots of free checking accounts, we switch all the time because they pay us typically $300 to $400 to open accounts, currently my wife's paycheck is available to her the day before the actual posting. She gets paid on Thursday. But the bank makes the money available on Wed and at that time the paycheck is "pending" but her available balance already reflects that pending check.

I can see some banks may hold. Living paycheck to paycheck people just need to move their automatic payments to Friday then. It's still no different than getting a physical check and I would think a physical check would be slower. You have to get to the bank and deposit the physical check and possibly need it to clear.
 
Once one of the local banks decided to hold the ACH for a day - instead of making funds available on Thursday they decided to release the funds on Friday.
What day is the official payday ?
People who had automatic transactions scheduled got screwed and there was nothing we could do.
I would never schedule automatic payments like that without a cushion, especially if the person lives paycheck to paycheck.
If he doesn't have a bank account, then where is he going to deposit that physical check?
Walmart, check-cashing places, or if the bank the check is drawn on has branches, you should be able to cash it there.
She gets paid on Thursday. But the bank makes the money available on Wed and at that time the paycheck is "pending" but her available balance already reflects that pending check.
Many banks do this but technically they're just "floating" the money to their customers. The boss here thinks all of us get paid on Thursday because that's when the funds leave the company's bank account. I emphasize to him, "no, pay day is always Friday, just like it's dated on the paychecks that he sees", but he doesn't believe it. Trying to explain to him how the federal reserve and direct-deposits isn't something I have patience for.... 😂
 
My employer does direct deposit but paper stubs mailed into the shop every week. We also have one guy who refused to use direct deposit though, he also just "upgraded" from a flip phone last year but only uses it to call people.
 
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Can they fire him or is there some thing that would prevent that? One would hope it would not come to that, but I could see it. Especially if costs a bit, and in a downturn, if his services are no longer all that necessary.

It's an interesting question. I think our highway's in NH have been losing the toll lanes that take cash. Some advertise that they don't take cash after a certain hour. Kinda forces one into EZPass (or to just not drive on the highway).
In Colorado they did away with human toll operators tenish years ago. They just bill the license plate. However this has proved not always great if like in Colorado the billing company is incompetent and gets your plate one digit off which has happened to multiple people including myself.
 
Here they have cameras here located on a thin platform over the lanes. Camera each lane.
No front license plates in our state, you get a photo and bill mailed to you of the rear end and plate on the roadway.
No accounts, all information used is from the license plate. I dont know if you have the choice to start an account and get a discount for "pre" purchase. *LOL* I only know of one toll road one hour for my house.
I think when the system rolled out they couldn't get the rear plate for... who knows what reason. Maybe they do get the rear plate and the front plate is required just for police and their purposes. Don't know, don't care, doesn't bother me to have both on a vehicle (and have been pulled over for a missing plate).

There's a toll about 40 minutes from me and I go through it twice a day on the days I go into work. I used to buy tokens to pay for it and am quite glad I don't have to slow down anymore! and that you can do full speed through the readers. Couple other tolls in the state.

These days, with increased privacy and all, I'd probably be more against it, as you have to have a credit card on file with them, and they do a decent pull, keeping money with them that then gets pulled. I guess that's better than getting sent a bill that I then have to pay something extra on. But it is convienent.
 
There are payroll issues all the time. Once one of the local banks decided to hold the ACH for a day - instead of making funds available on Thursday they decided to release the funds on Friday. People who had automatic transactions scheduled got screwed and there was nothing we could do.
There were never any reported issues at our company . And his work schedule was not etched in stone due to the fact that we worked for the power company . It was not unusual to get jammed up at the last minute and work late . Sometimes very late . No guarantee's of making it to the bank . We worked 10 hr days anyway . His excuses didn't hold water but he loved the attention it would bring if somebody asked him about it .
 
I'm a federal employee and using direct deposit is a condition of my employment. AFAIK Social Security is the same way. They were having issues with criminals intercepting mail. Plus it seems like "the man" wants everybody to have numerous bank accounts for "reasons."
 
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