Originally Posted By: HorseThief
Originally Posted By: Wolf359
While I also agree somewhat, the internet makes people keyboard warriors and questions that would be off limits in person become easy to ask. On the face of it, it would seem like it's a bad financial decision, but it's not like the OP is stuck there for life, sounds like it's just a college job so it's fine.
Guess I'm just a keyboard warrior then... not someone who is genuinely trying to gain some insight into why and how people make their financial decisions - maybe I'm doing something wrong and am making things harder on myself than it needs to be. [censored], if a young kid who works at walmart can afford a brand new car, what am I doing wrong in my life (a lot)? These are the reasons I ask the questions that I do. Also, I never implied that he was going to work at walmart the rest of his life, he clearly stated he was a student - which is why I asked the question.
I ask because on the surface, it would seem like a bad idea - I was just curious as to the situation that would allow OP to do this - and he graciously explained, and now I know. Sometimes you have to ask questions that may be considered a little rude or gauche. That's how you learn things and gain insight. Do you go through life assuming everyone lives just like you and makes the same decisions you make? Don't you ever get curious about what drives someone to make the decisions they have made and POSSIBLY try and learn something from that? Jesus, this forum is filled with some uptight a-holes. Get off your pedestals.
Look, if the kids got scholarships and/or parents/trusts/whatever to help pay for school, than more power to him - the reason I asked is because 60%+ of college grads have student loan debt (on average about 30K+) and generally at higher interest rates than good/excellent credit auto financing rates. Again, just trying to gain some insight into what allows people to make the financial decisions they do. If I'm doing something wrong I sure would like to know and try and fix it.
There are certain things as everyone said that are considered rude no matter how good your intentions are. It's just considered rude. That's the nature of social graces. It's rude to stare at someone who's disfigured or handicapped even though everyone is very curious about how it happened and would like insight into the problem.