I just thought I'd bring this up on here for discussion purposes. My 1990 Thunderbird Super Coupe has a factory oil cooler than runs engine coolant through a stacked plate design on the oil filter mount. I was curious on everyone's opinion on here what this does to oil temps. The car uses a 195F thermostat. So I'm assuming the coolant runs in the 220F range, meaning the oil would stay pretty close to that I bet. Is this a good design? It seems like from a cold start it would be quite beneficial allowing the coolant which warms up faster to warm up the oil to operating temp. So the oil probably gets up to temperature a lot quicker than it would without this cooler. What is everyone else's thoughts?