I think for most non-car people, who might change their own oil at best, the optimum thing is to have an oil that they can get easily, and use it.
Id say to go with M1, either the phased out 0w-20 if you find it, then as it comes out, the 5w-20 Mobil1. This will optimize your fuel economy and ensure warranty compliance.
I wouldnt worry about using Mobil1 products. Their 30 weight oils are so thin (not necessarily a bad thing, it just is their design point), that they almost qualify as a 20 weight oil. But, for warranty sake, go with the 5w-20.
Another option would be mail-order. A lot of good has been spoken about redline 5w-20. It has a lot of moly (an additive), which seems to be the way to go for honda engines. Its harder to get than Amsoil, which has a number of really great sponsors on this site. They might be able to lead you towards a good amsoil product set to mail-order, but Im not familiar enough with their wares. My only comment would be that if they dont have an xw-20 oil, that you might want to use another brand, as their 30wt oils start thick, and tend to thicken a bit as time goes on.
But if they have a 20wt oil, and you can get your oil and filter, mailorder, via one-stop shopping, you ought to go for that!
JMH