I'm in the same predicament. I recently got an Intrepid with 140k on it and it has a receipt of a trans service at 30k. The owner's manual says to replace fluid and filter every 48k if operated under severe and no mention under regular service.
Seeing how there is no drain on the pan and I've read of the gaskets not working right making the need of a special RTV/glue in place of the gasket needed. I've settled on siphoning out a few ounces a week of ATF+4 until it is red enough. I'll do this since the reports of dropping the pan after neglect has caused problems and the fact that my use will be severe duty since I will drive prolonged periods at high speeds above 90F. I do suppose 70mph for 2 hrs qualifies it.
It it was a MT I would show it more love, its just I hate automatics. Not that I want the car to die, I will try to make it to 200k the best I can. But in an AT, if you try to get spirited and use the engine a bit, the transmission absolutely protests. Every automatic I've driven shifts ok and light throttle and low rpms, but when you try to do something it just bangs around. Whereas in a manual, you pick your gear and give it gas. No chance of damage at all. In the 4spd, you speed up and bam. It always seems to shift when you don't want it to. Its fine for tooling around, but if you got an idea on your mind, forget about it. Whose idea was an auto in a sports car.
I will give the auto this. It 'did' work well in a 69 Ford 360ci, the 3 speed. You could give it a little gas without it freaking out and hunting gears. But alas, after 42 years and 110k miles it is showing water on the dipstick.
A few other things I don't like about autos. While cruising down the interstate, every time you lift your foot from the accel pedal it comes out of gear. So when you reapply your foot, the rpms rise then shift back into gear a moment later. Not a big deal right, well somehow I'm sure this is accelerating the wear a bit. And I don't know if this is common amongst autos since this is the first I've had in a while. When the cruise control is engaged and your falling down a hill, it will kick out of gear to slow it down instead of just letting it coast. But maybe that extra bit of wear is justified as it may save you a ticket.
When in doubt, change it out.