I agree with everything you said except the part about putting oil on the lug nuts as that may lead to over torguing the lug nuts. That's almost universally recommended against by manufacturers. And putting lubricant at the hub and rotor interface is not recommended by most, as that could possibly induce rotor run out. But was recommended by at least one. I'm thinking Ford. But heck even manufacturers can't be recommencations can't be taken as gospel. Many of them don't recommend brake fluid change as a maintenance item.