Yeah, I think we all agree you got hosed in the price. I did a google search after I posted, using the tire and the size, and you can check that out for yourself, it won't make you happy.
I also found out they are a Cooper (made) Tire, the tire themselves will likely be ok. On the
Mastercraft website it shows them with a T speed rating, but it doesn't show the 196/60/15 size. However, another site that sells the tire in that size says they are H rated, which is OE. You can find it on the sidewall but either way that shouldn't be a factor on the Civic.
As for the size, again 195/60/15 is the OE size Honda went to 3 years later, for the same generation as the 01. Honda obviously felt that was the preferable size for the 7th generation. Looking at the OE IMO, the 185's looked very narrow to me, I'd stick to the size you got, if it were me.
I'm not sure the Uniroyals would be any better, you would need to know which Uni it is, and do some research online.
You've learned an expensive lesson, but experience is the best teacher. Next time research tires at Tire Rack, and look at online tire companies like Discount Tire Direct and Treadepot for price comparison with TR. And, call DTD about a price match including the shipping price.