Looking at buying a home...

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Originally Posted By: supton
I think I went with an inspector that the realtor recommended, and have always regretted it. Future purchase I'll still use an inspector--but I plan to read up on the subject and hopefully have a better knowledge of problem points. Rather than to wholly depend upon someone else, again.

I'd think in an 70's vintage house there would be lead paint. Older wiring, insulation, stuff that just was done to a different standard back then. Apart from ventilation, insulation, vapor barrier being behind the times I'd think the framing though would be decent though.


The real issue is making sure you vet the inspector not necessarily by recommendation. The ones I recommend have typically been doing it for 10+ years and have a construction supervisor license. The worse inspectors were usually the independent ones. Their report didn't even look professional, like just a few paragraphs written in word. Also like a used car, an inspector can't predict what will break and what won't and can only inspect whatever they can see. I've probably been on a 100+ inspections. The best ones are where the inspector takes their time and explains everything to the buyer. The cheapest ones were the fastest, they either missed things or didn't know that much or had no comment on a particular system.

As for lead paint, that's a different inspector, at least in my state. They use a portable x-ray machine to check, that machine is over 10k. It's federal law so they stopped using lead paint after 1978. I've had a few people test homes built in the 70's and generally it doesn't have lead paint as they knew it was going to be outlawed soon. Homes in the 20's, 30's, 40's and even up to the 60's tended to have it.
 
Originally Posted By: Huie83
Finding a GOOD home inspector is key. I knew my realtor for years and trusted her "go to" home inspector when I purchased my first (and current) home, that was a bad mistake. He missed all sorts of stuff. Over the years, I've found lots of little and some big issues that I think he downplayed to make the house look better than it was and help her make the sale.

Find a good independent inspector that has ratings on Angies List etc.


Yep. He is tag teaming with her to make the sale happen.
 
Here's the problem. Based on personal experience, you're more likely to find a bad inspector on your own than through a recommendation from a Realtor. After all, you can always call them afterwards. We're not actually in the business of picking bad inspectors. However, I don't really say anything if the buyer picks their own inspector. Less liability, after all the buyer picked their own. And of course I never really say afterwards when I feel that the inspector was sub par. At that point, it's too late and it's an I told you so situation. I've had a few people tell me that the one I picked was really good as the one they used before wasn't available at the time. It's somewhat hard to filter because people who got bad inspectors will complain and those who were happy say nothing so you may end up doing the opposite of what you should really do just by reading the forums. Probably about 1/4 of them are really good, the rest average and the last 5-10% aren't very good as I have a short list of inspectors that I wouldn't use. (That's just so that when the buyer finds them on their own, I always ask for the name of the inspector and if they're on my list. If I haven't encountered them before, I say nothing.) I'm also a landlord with several properties and I spend thousands if not 10's of thousand a year on repairs so I probably have more real world experience than most.
 
Originally Posted By: spasm3

I would check for aluminum wiring. If done correctly not a problem. Noalox grease on connections and perhaps copper pigtailed light connections.


X2. I just bought a '74 house and it has a mix of copper and aluminum wire. Unfortunately, a previous owner added some GFCIs, outlets, and light switches that were copper-only and attached the aluminum wire directly to them (no bueno)
mad.gif
. Good article on dealing with aluminum wire:

http://inspectapedia.com/aluminum/Aluminum_Wire_Hazard_Reduce_2011.pdf

Otherwise, check the usual things; roof condition, heating/air conditioning, water heater, plumbing, foundation. Get a good home inspector.
 
I had a "reputable" inspector at my old house. Turns out, he was sick and pencil-whipped the whole thing. He missed little stuff like a failing septic system, and a roof that needed a total replacement. Honestly...I could have put the money in a pile and burned it, and accomplish the same thing.
 
Never make the minimum payment, always pay extra towards the principle if you can. My wife insisted on doing this and I'm glad she did now. We paid off our 30 year loan in a little over 21 years by doing this. Plus we refinanced it a couple times along the way as interest rates dropped.
 
Originally Posted By: Wolf359
Here's the problem. Based on personal experience, you're more likely to find a bad inspector on your own than through a recommendation from a Realtor. After all, you can always call them afterwards. We're not actually in the business of picking bad inspectors. However, I don't really say anything if the buyer picks their own inspector. Less liability, after all the buyer picked their own. And of course I never really say afterwards when I feel that the inspector was sub par. At that point, it's too late and it's an I told you so situation. I've had a few people tell me that the one I picked was really good as the one they used before wasn't available at the time. It's somewhat hard to filter because people who got bad inspectors will complain and those who were happy say nothing so you may end up doing the opposite of what you should really do just by reading the forums. Probably about 1/4 of them are really good, the rest average and the last 5-10% aren't very good as I have a short list of inspectors that I wouldn't use. (That's just so that when the buyer finds them on their own, I always ask for the name of the inspector and if they're on my list. If I haven't encountered them before, I say nothing.) I'm also a landlord with several properties and I spend thousands if not 10's of thousand a year on repairs so I probably have more real world experience than most.

You know what you are doing. The others don't know what they are getting into.
 
Aluminium wiring can be made safe according to experts but I have to ask, is there a way to be 100% sure?

Replace it. The house had AL 220 dryer and range feeds. By 1985, copper was reasonable again. I re-wired in CU when I went to a 200 amp service.
 
Originally Posted By: andyd
Aluminium wiring can be made safe according to experts but I have to ask, is there a way to be 100% sure?

Replace it. The house had AL 220 dryer and range feeds. By 1985, copper was reasonable again. I re-wired in CU when I went to a 200 amp service.


I think the only tricky thing is to make sure that whatever you connect it to is rated for aluminum. I think the main danger is that it has different expansion/contraction rates than copper and if you don't use the right one, it can get loose and then you risk having an electrical fire.
 
Originally Posted By: Wolf359
Originally Posted By: supton
I think I went with an inspector that the realtor recommended, and have always regretted it. Future purchase I'll still use an inspector--but I plan to read up on the subject and hopefully have a better knowledge of problem points. Rather than to wholly depend upon someone else, again.

I'd think in an 70's vintage house there would be lead paint. Older wiring, insulation, stuff that just was done to a different standard back then. Apart from ventilation, insulation, vapor barrier being behind the times I'd think the framing though would be decent though.


The real issue is making sure you vet the inspector not necessarily by recommendation. The ones I recommend have typically been doing it for 10+ years and have a construction supervisor license. The worse inspectors were usually the independent ones. Their report didn't even look professional, like just a few paragraphs written in word. Also like a used car, an inspector can't predict what will break and what won't and can only inspect whatever they can see. I've probably been on a 100+ inspections. The best ones are where the inspector takes their time and explains everything to the buyer. The cheapest ones were the fastest, they either missed things or didn't know that much or had no comment on a particular system.

As for lead paint, that's a different inspector, at least in my state. They use a portable x-ray machine to check, that machine is over 10k. It's federal law so they stopped using lead paint after 1978. I've had a few people test homes built in the 70's and generally it doesn't have lead paint as they knew it was going to be outlawed soon. Homes in the 20's, 30's, 40's and even up to the 60's tended to have it.


I agree. I totally wish I went with my realtors inspector..few sentences in word is what I got versus an example that the realtor recommended was literally a binder complete with pictures in real depth of detail. Dont go on price either, I learned the hard way. Pay the price and get a detailed report.
 
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