I fixed my post the Lithium battery is not reason. Wind and hail are 41 percent of the claims. Water damage and freezing are 21 percent. I would venture to say Lithium batteries are not the reason your claims are going up.
While on the topic, the first part of the cost increase of house insurance is the increase in price that is linear with the replacement cost, then there are the increases due to the perceived increases in claims due to environmental issues such as forest fires, flooding etc, then any new risks such as lithium batteries, drone collisions, or anything else the companies come up with.
Because people ride them hard, which heats up the battery. Then they plug it in to recharge after the ride (instead of letting the battery cool off first).
Because people ride them hard, which heats up the battery. Then they plug it in to recharge after the ride (instead of letting the battery cool off first).