Living alone and the cost of life

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Options,,,for those that live alone, got a buddy you can get along with and live in the same house or apartment? Its a thought.
 
A round the world trip 8 yrs ago taught me a lot about what we really need. I live alone, I dont drink or smoke, have no TV channels, eat high quality organic food, buy no meat, eat out little, buy closthes from thrift stores and am very easily pleased, i live on little and have little, as a result, i cannot remember being happier or more content. the upside is that i dont have to work all the time, why?...cause we aint here to work, we just got suckered into that system and it stinks!

we live in luxury and are slaves to those that want our money to but [censored] we dont need that will never and cannot bring us actual happiness. that comes from inside, not outside.

cut what you dont need, downsize, learn to maintain/fix/mend things so that they last.

I pay for my health insurance at the checkout thru conscious awakened choices.

each to their own.
 
Originally Posted By: stro_cruiser

I pay for my health insurance at the checkout thru conscious awakened choices.


I'm not sure if cutting out real health insurance is a way to save money...
 
Originally Posted By: stro_cruiser
A round the world trip 8 yrs ago taught me a lot about what we really need. I live alone, I dont drink or smoke, have no TV channels, eat high quality organic food, buy no meat, eat out little, buy closthes from thrift stores and am very easily pleased, i live on little and have little, as a result, i cannot remember being happier or more content. the upside is that i dont have to work all the time, why?...cause we aint here to work, we just got suckered into that system and it stinks!

we live in luxury and are slaves to those that want our money to but [censored] we dont need that will never and cannot bring us actual happiness. that comes from inside, not outside.

cut what you dont need, downsize, learn to maintain/fix/mend things so that they last.

I pay for my health insurance at the checkout thru conscious awakened choices.

each to their own.


Agree with much of what you say except you never know when you'll need healthcare and your health is the most important thing
 
The whole economy is dependent on the sheepeople thinking happiness is achieved through possessions, security, luxuries, and the ability to brag about them.

$laves to desires, implanted by culture, and ultimately ridiculous.

Who profits?
 
Thankfully my wife does most of the shopping. She gets alot of good deals, shops at thrift stores etc. Even with one income we do well. Looking back when I lived in Austin and single I had a 5th wheel and a low car payment. I wasn't smart enough to stay away from the credit cards and other debts could of had alot of coin in the bank otherwise. Alot of wasted money! We are debt free finally and money in 2 banks. Not looking back.
 
After being out of "real" work for over 3 years, and working odd jobs to help out with the bills, I finally got a job a few months ago. After filling out a million applications like everyone else I caught a break. I make the same money I made 30 years ago. If I wasn't married or sharing a place with someone, I'd be homeless. And since the first of the year SS is taking more out of the take home pocket change.The middle class is doomed. I'm 58 and will have to work untill I kick the bucket. I don't make enough to save anything for the future. It stinks not having a extra $10 in your pocket for mad money. But everyones having a good time in DC.,,
 
Don't worry...I read pay is going up very well

21 million payday for Goldman Sachs CEO Blankfein - Jan. 18, 2013
Lloyd Blankfein, the CEO of Goldman Sachs (GS, Fortune 500), got a 75% raise in 2012, earning a pay package totaling $21 million,
CEO pay went up in 2011. Again.

The average CEO pay of companies in the S&P 500 Index rose to $12.94 million in 2011. Overall, the average level of CEO pay in the S&P 500 Index increased 13.9 percent in 2011, following a 22.8 percent increase in CEO pay in 2010
 
Originally Posted By: clarkflower
Don't worry...I read pay is going up very well

21 million payday for Goldman Sachs CEO Blankfein - Jan. 18, 2013
Lloyd Blankfein, the CEO of Goldman Sachs (GS, Fortune 500), got a 75% raise in 2012, earning a pay package totaling $21 million,
CEO pay went up in 2011. Again.

The average CEO pay of companies in the S&P 500 Index rose to $12.94 million in 2011. Overall, the average level of CEO pay in the S&P 500 Index increased 13.9 percent in 2011, following a 22.8 percent increase in CEO pay in 2010



This is the same obnoxious yahoud Lloyd who was being interviewed on the CBS evening news tell the "masses" that they should be ready for more austerity measures....what a [censored].

Not to mention that was he ever investigated for any malfeasance at GS. Nor have any other major brass tacks at the big banking and securities operations. NO JUSTICE UNDER THE LAW ...EXCEPT FOR THE RICH.
 
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Originally Posted By: wrcsixeight
The whole economy is dependent on the sheepeople thinking happiness is achieved through possessions, security, luxuries, and the ability to brag about them.

$laves to desires, implanted by culture, and ultimately ridiculous.

Who profits?


Yup. People are programmed that all these cutting edge electronics are a MUST and they're NOT!!

I used to live alone for a long time.

It's easy to save money:

- Get your basic needs on the way to work or home.
- Use coupons & get gas on double coupon days
- Buy & stock-up on big sale weeks

On & on..... See the BITOG Cheapskate Thread for BIG tips.
 
I'm always surprised that folks don't do more to raise their own income. There are a lot of untapped opportunities out there, yet people sit around and whine about the cost of living.

My wife and I started a cemetery mapping service last year that has really taken off. It's work that anyone is capable of doing, but there is virtually no competition. There are a number of other untapped markets for someone who is willing to get creative and market their skills.

Unfortunately we've created a society that prefers to spend time parked on the couch in front of a television rather than actually working. Then they complain that the cost of living is too high while they play on their iphone.
 
Originally Posted By: Pop_Rivit


Unfortunately we've created a society that prefers to spend time parked on the couch in front of a television rather than actually working. Then they complain that the cost of living is too high while they play on their iphone.



Soooooo true.

Wait until they get the bill for the Type II Diabetes + back & neck broblems.

Oh wait, they won't pay for it, we will.
 
My first paycheck of the year really stung -- Payroll taxes went up 2% points and health insurance went up 20%.

I took my daughter to the doctor's last week and even that went up to $95.00.
 
Originally Posted By: Pop_Rivit
I'm always surprised that folks don't do more to raise their own income. There are a lot of untapped opportunities out there, yet people sit around and whine about the cost of living.

My wife and I started a cemetery mapping service last year that has really taken off. It's work that anyone is capable of doing, but there is virtually no competition. There are a number of other untapped markets for someone who is willing to get creative and market their skills.

Unfortunately we've created a society that prefers to spend time parked on the couch in front of a television rather than actually working. Then they complain that the cost of living is too high while they play on their iphone.

amen to that...............
 
If you want part time income, check out Professional Transportation Inc. when you have time. www.professionaltransportationinc.com/ What I do there? I drive railroad crews back and forth to their hometown depot after they get off their trains in Chattanooga. Its low pay, and really for old retired dudes like me to have something to do or help out on cash flow. We are on 12 hr shifts, but there are other shifts too, its a thought.
 
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I make good money at my job ... but 33% of my income goes to student loans.

I've done the following:
- Putting EVERYTHING on a power strip and killing it when I leave. Except for the fridge. Saves a bit on power.
- Stopped driving my Jeep alltogether (except for when I go to events). This dropped my gas bill from $200 to $80 a month.
- Shop around for food, only eat "simple" foods.
- Eat Ramen noddles for lunch with some vegetables ($2.50 buys me 2.5 weeks of lunch ...)
- Second hand clothes
- "Cutting the cable" My rent is going up $40 in a few months, that means that I will be cutting the cable and only having internet at home. Right now I'm on digital cable (because it was cheaper than basic), but I'm happy with only paying $40 a month for Internet service.
 
I remember the ole days of living alone with a mortgage, saving 6% of salary(company matched that amount stupid not to), and utlities.

I think I had $500/month to free spend on gasoline, groceries, food and fun. I was saving nothing. $125/week is dreadful. Any car repair would wipe me out.

In your spare time alone learn to cook. You can make quality meals from basic fresh ingredients and better than eating out or prepared garbage. Don't eat ramen, prepared spag sauce and frozen anything. When you chase a significant other they will be beyond impressed with abilities to cook.
 
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