I bet she is real handy furiously punching that phone of hers entering some inane gibberish that could have been left unsent. I don't know what the schools are teaching them currently but it is certainly not what I experienced seven decades ago.
757guy said:Using a debit card exposes it to theft. Legally, there is no limit to risk for a debit card -- if it's stolen and someone drains your checking account, you are fully liable for the loss. For credit cards, there is a legal limit of your liability which I believe is $50. If the card is stolen and used, you will be liable only for the first $50 of purchases.
Sometimes banks may show goodwill and give you back your cash in the checking account but that's more of a rarity than the norm.
Factually incorrect. Directly from the paperwork that came with my debit card (a legally-binding contract), I have EXACTLY the same protections that a credit card has.