Yes, a hidden cost is driving to the store to buy the oil or filters. Gasoline costs roundtrip is something to add into the equation.
I live in a small town 20 miles from the nearest Walmart, so I prefer to buy as much as possible online (with free delivery),
and let FedEx pay for the fuel when they drive all those extra miles to deliver it to my home.
I have 3 Honda Odyssey EX-L's with VCM enabled, which are very hard on the oil due to the VCM and poorly designed PCV valve (too small) which creates extreme heat on the cylinder heads and cooks the oil. I've been using Super Tech HMFS 5W-30 for years with 5,000 mile OCI. Super Tech is a good oil. Super Tech is Dexos 1 Gen 3 approved, which places stricter limits on sludge/varnish deposits. I would use it in any vehicle, even Ford twin turbo Ecoboost's.