*Investors Blog*

[alarmguy]

I know it's not much in the big picture, but considering I'm doing this all on my own (and I'm limited to funds only) I'm fairly pleased with myself.
View attachment 293627

View attachment 293626

Excellent. I do my own too.
However Schwab choice limits me to Feb 2023 (maybe that is when they took over TD Ameritrade?)
Currently holding META, AMZN and WMT (WMT has been long term, over 5 years now, however this year I sold it all off at $97 and bought it back at $87)

SO far 1 year with Amazon and META.
Amzn was to clean up "spare change in my account" and all this time only break even. (frustrating)
WMT that I sold off and bought back this year is up 14%
META was a big purchase equal to my AMZN holdings and up 50% in approximately one year.

I really would love to find a stock investing forum for people who purchase stocks in this fashion.
Discussion group type of thing. I am sure there are a ton of them.

 

[alarmguy]

Excellent. I do my own too.
However Schwab choice limits me to Feb 2023 (maybe that is when they took over TD Ameritrade?)
Currently holding META, AMZN and WMT (WMT has been long term, over 5 years now, however this year I sold it all off at $97 and bought it back at $87)

SO far 1 year with Amazon and META.
Amzn was to clean up "spare change in my account" and all this time only break even. (frustrating)
WMT that I sold off and bought back this year is up 14%
META was a big purchase equal to my AMZN holdings and up 50% in approximately one year.

View attachment 293808

View attachment 293809

I really would love to find a stock investing forum for people who purchase stocks in this fashion.
Discussion group type of thing. I am sure there are a ton of them.

Correction META holdings is equal to WMT maybe 40/40 and 20% of Amazon very rough numbers

 

[Pablo]

6.9% yield.

Nice

It dipped a bit and my buy went off. That's it for my preferred allocation for now.

 

[Vil_Riker]

It dipped a bit and my buy went off. That's it for my preferred allocation for now.

Is it qualified dividend?

 

[Pablo]

Is it qualified dividend?

Yes.

https://www.quantumonline.com/search.cfm

You'll need to put in TCBIO

 

[Dave Hess]

Trump signs order allowing alternative assets like cryptocurrencies, private equity in 401(k)s​

https://www.cnbc.com/2025/08/07/tru...cryptocurrencies-private-equity-in-401ks.html

Is this a good idea to allow 401K to have cryptocurrency as an investment option…. ?

 

[SC Maintenance]

Is this a good idea to allow 401K to have cryptocurrency as an investment option…. ?

Depends. If your a University endowment fund that bought this crap that isn't marked to market and need to dump it before you get fired - its an awesome idea.

But serious question - how can you possibly put something that has no mark-to-market into a 401K?

 

[Pablo]

Depends. If your a University endowment fund that bought this crap that isn't marked to market and need to dump it before you get fired - its an awesome idea.

But serious question - how can you possibly put something that has no mark-to-market into a 401K?

Because with a brokerage link 401K one could invest in worse than worthless stocks for years now

 

[SC Maintenance]

Because with a brokerage link 401K one could invest in worse than worthless stocks for years now

Please define "worthless" stock? Are we talking about stocks whos price is set when a willing anonymous buyer and seller transact a stock via a market maker on a public exchange?

Meanwhile, when Harvard's trust fund wants to sell there private equity investments to Larry Fink on behalf of a bunch of pensioners, who decides what its price is?

 

[Pablo]

Please define "worthless" stock? Are we talking about stocks whos price is set when a willing anonymous buyer and seller transact a stock via a market maker on a public exchange?

Meanwhile, when Harvard's trust fund wants to sell there private equity investments to Larry Fink on behalf of a bunch of pensioners, who decides what its price is?

Doesn't matter. It's not for me, but if people want to make legal gambles, even with retirement $, then so be it.

 

[SC Maintenance]

Doesn't matter. It's not for me, but if people want to make legal gambles, even with retirement $, then so be it.

If its self directed I don't care either. But the presser said "fiduciary guidance on private market investments in 401(k) and other defined contribution plans."

A lot of this slop was public companies they took private when real rates were negative. If there so valuable and they want retail to invest, they could just take them public.

 

[alarmguy]

Trump signs order allowing alternative assets like cryptocurrencies, private equity in 401(k)s​

https://www.cnbc.com/2025/08/07/tru...cryptocurrencies-private-equity-in-401ks.html

Is this a good idea to allow 401K to have cryptocurrency as an investment option…. ?

Absolutely as well as other alternatives. It's our money. Is it wise to allow it? Well that I dont know but ... giving the power of 401k plans to limit your choices to even what funds you can invest which is controlled by big money is nuts.
It's a tough question to answer. I mean bitcoin is up 893% in five years 25,000 percent in 7 years

Heck if I didnt sell it at $11,000 for a 40% profit I might have more money than you today! but ... well ... oh well ...
I do have some left over scraps that I never sold and some other coin that if ever behaved like Bitcoin I would be well off, assuming I could get it off an old computer. That is up 1000% in five years.

 

[SC Maintenance]

Absolutely as well as other alternatives. It's our money. Is it wise to allow it? Well that I dont know but ... giving the power of 401k plans to limit your choices to even what funds you can invest which is controlled by big money is nuts.
It's a tough question to answer. I mean bitcoin is up 893% in five years 25,000 percent in 7 years

Heck if I didnt sell it at $11,000 for a 40% profit I might have more money than you today! but ... well ... oh well ...
I do have some left over scraps that I never sold and some other coin that if ever behaved like Bitcoin I would be well off, assuming I could get it off an old computer. That is up 1000% in five years.

I have no issue with Crypto. Also worthless in most cases, but at least you can see the bid/ask/block. Others believe it to be valuable. Maybe they are correct?

Lumping it with private capital is another way to get people to support Private capital, because lots support crypto now.

 

[alarmguy]

I have no issue with Crypto. Also worthless in most cases, but at least you can see the bid/ask/block. Others believe it to be valuable. Maybe they are correct?

Lumping it with private capital is another way to get people to support Private capital, because lots support crypto now.

Just for the record I am leery of crypto in government hands. Boy there would have to be a fool proof way that government doesnt know everyplace you spend your money and you know that would be a fantasy - privacy would be gone.

 

[Vil_Riker]

Crypto, mainly bitcoin, is what Russians use to get around the SWIFT exclusion. So it does have intrinsic value as a medium of exchange.

 

[SC Maintenance]

JUSt for the record I am leery of crypto in government hands. Boy there would have to be a fool proof way that government doesnt know everyplace you spend your money and you know that would be a fantasy - privacy would be gone.

Unless your using cash they already know.

Crypto, mainly bitcoin, is what Russians use to get around the SWIFT exclusion. So it does have intrinsic value as a medium of exchange.

There are definitely some coins that are more real than others, Bitcoin being the clear leader on that front.

Weoponizing the dollar was the dumbest thing they did I think. Will bite us in the end, although likely long from now when everyone who did so is dead.

 

[alarmguy]

Unless your using cash they already know.

...

Yes but government crypto would make it even more easy. Example, even if you use a credit card, there is no proof that it is you making the purchase someone else in your family circle might have used your card. With an electronic device and crypto there ultimately maybe Such as unlocking your phone with Face ID also the location of your electronic device at the time, stuff like that, also unique id codes of your device and or the ones put in the app to pay with government crypto.

Next might be gone the option of using cash one day too

( I know I think too much but its not that far "out there")

 

[SC Maintenance]

Yes but government crypto would make it even more easy. Example, even if you use a credit card, there is no proof that it is you making the purchase someone else in your family circle might have used your card. With an electronic device and crypto their ultimately maybe a way to insure it is you who is purchasing. Such as unlocking your phone with Face ID also the location of your electronic device, stuff like that also unique id codes of your device.

Next might be gone the option of using cash one day.

So in your theoretical - someone buys something illicit with my credit card and I can claim it was not me. How is that any different than saying someone noticed my pin and used my phone to buy something with the crypto app? I don't understand the difference?

But yes cash is going away.

 

[alarmguy]

So in your theoretical - someone buys something illicit with my credit card and I can claim it was not me. How is that any different than saying someone noticed my pin and used my phone to buy something with the crypto app? I don't understand the difference?

But yes cash is going away.

Missed my point. No one knows who is using your card, a family member? a spouse? it can be anyone. Remember, something has to stand up in a court of law. We never sign for things anymore, anyone can buy anything with anyones credit card. It doesnt have to be stolen at all. But there is no proof it was you who purchased the item.

With the app on your phone I am just suggesting it could be a bit more dicey to track your actions. We have no idea what they are capable of. How would you know your camera is not activated when using crypto, was your location tracked? I never mentioned anything about a PIN. I mentioned using Face ID to open the app. call me crazy but seems much more trackable using an electronic device reporting to who knows where on your use of USA government crypto

vs a piece of plastic or cash that anyone can use. Of course cash is king.

PS let us not forget, even a decade ago we were listening in on conversations on secured devices of the heads of state in other countries who were even our friends. If its electronic there are tons more ways to spy than analog.