So he was apparently crying about Meta the other day, said they let him down or some such. Is it time to buy Meta?
https://www.nasdaq.com/articles/inverse-cramer-etf-is-coming-to-the-real-world
*Investors Blog*
- Thread starter Warstud
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https://www.nasdaq.com/articles/inverse-cramer-etf-is-coming-to-the-real-world
I wouldn’t. The Apple decision has really hit them harder than anyone would have thought.
WMT just not as steeply as Amazon the last 12 months?
Walmart is barely down $7 a share
Amazon down $63 a share
IN the last 3 years or so I am up 50% on WMT if I owned Amazon instead I would be up less than 5%
Anyway, the above is irrelevant just giving you some history when I bought WMT at around $97 a share in 2019. Because I was nervous about the market AND my IRA is for what I THINK is safety. I saw that in WMT. So far I couldn't be too much happier as it weathered Covid with ease. Yeah, Target performed much better but I just hate the company and its stores and still to this day dont get it but Target has been slammed hard recently, (even though I still would have made more money in Target)... and Walmart keeps growing ever so slowly like a tortoise
I like their CEO and I like what they are doing IM not a big fan of their website, maybe should take that as a warning but I am not a fan of the direction of Amazon either.
Ok, but here is my question, I cant wrap my head around your definition of "Long Term Investor"
In this stage of my life, I consider myself "long term" as in not trading stocks on a whim or by the "charts" or moving average as you call it.
This is pretty much my hands off IRA that I invest in solid companies I believe in and some with my personal feelings of solid growth based on their product or products. Im happy with my mix for my IRA. I do check up on the companies regularly but still firmly believe in them.
The highest multiple stock I invested in has been TMUS and that too has mostly hung in there, had some wild swings but everything I personally speculated on seems to be coming true. I expected the swings due to its higher multiple compared to its peers. Much like one might expect TESLA to swing because of the same reason. (im not an investor in TESLA yet)
So I look at myself as long term investor, at least for that account. I do have a 401k as well and feel comfortable with the nice mix of three funds. Its been so long I forgot but two are index funds and one is global ESG.
Anyway, I look at myself loosely on some of Warren Buffet words. Touch it, feel it, use it and believe in it... is my motto. Hold it until I dont feel that way. T-Mobile so impressed me with their takeover of Sprint that many companies screw up on. Through in that 5g home broadband and to me it has potential. WMT has been a slow steady stalwart and WFC has been a crazy insane wildcard but I still own it because I started investing in it at around $40 a share and had the guts to buy more every week all the way down to $23 and all the way up to around 35. Im still holding that one .. but .. *LOL* * question myself why.
So maybe there is another term for someone like me, "buy and hold" but I still cant find anything in a search on the way you posted, in fact it seems to be more like the way I invest. Click = what is the criteria for long term stock investor
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@alarmguy my definition of a long term investor is someone who does not try to time the market, at least in the short term. Instead he/she leverages the broader overall market over time to build wealth with a low risk component. If you have many years until you need the money, aggressive growth stocks hold a higher percentage and you taper off to a more conservative mix as your time to maturity approaches.
Single stocks are way too risky to depend on long term. Give me a nice S&P index fund over the long term. A huge no brainer. I have a few single stocks; I consider them play money.
I know your question was "long term stock investor", but I would never invest in just stock. I believe in real estate, stock, bonds and most of all, invest in yourself. I also believe in investing in others. Giving family and friends a leg up now might mean you don't have to do it later. Ya never know...
Good luck.
Single stocks are way too risky to depend on long term. Give me a nice S&P index fund over the long term. A huge no brainer. I have a few single stocks; I consider them play money.
I know your question was "long term stock investor", but I would never invest in just stock. I believe in real estate, stock, bonds and most of all, invest in yourself. I also believe in investing in others. Giving family and friends a leg up now might mean you don't have to do it later. Ya never know...
Good luck.
Agree, not timing the market.
I do invest in individual stocks in one retirement account and why what I consider conservative companies with a bit of edge.
The other is funds.
Without question as far as I am concerned real estate/owning real property is the key to a secure future and where the vast majority of my net worth is.
I started young with real property, it’s the one thing I did right with my income and spent my other money foolishly like I might die tomorrow, well I’m still alive, started saving late in the game except for owning investment property at a young age and still own today, the rental income pays my retirement without having to sell the investment.
Part luck but also hard work. I’m feel fortunate at the same time with what I know now could have even done better.
I don’t know why this stuff isn’t taught in school, when broken down it’s quite simple.
Hind sight is 20-20. Yup.
My biggest pet peeve surrounding education is lack of personal finance instruction. Give kids a fighting chance.
Some say too many got over leveraged buying short term rental Airbnb properties and a crash is in the near future due to lower bookings as people curb their non essential travel. Not to mention some scam artist guests complaining your Airbnb was dirty and getting a refund.
I agree long term rental properties can be a good idea if you have very good tenants.
I agree long term rental properties can be a good idea if you have very good tenants.
Yeah I agree with the Airbnb but a lot of people did well with that and continue to do so. I don’t know anything about it but I can see how “it’s the thing” and maybe many people go blindly into it.
My property is actually commercial retail residential mix in an affluent area. My partner and I have nothing to do with the day to day month to month or year to year operation of the property as the commercial side of it has a triple net lease from us and they are responsible for everything maintenance taxes insurance.
More or less they rent everything from us building and property and manage the residential side how they see fit.
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I know two guys that do real estate. One has 3 single family houses in decent neighborhoods he rents on annual lease to families. He has a regular job as well but its not a 9-5 so it allows him to deal with the rentals on the side, and he doesn't mind chasing tenants for money or evicting. He has been doing it for years.
The other used to not be in real estate but he quit his job to retrofit his AirBnb's a couple years ago. So far its paid out for him, but my guess is it won't for much longer.
My take on real estate is, you are either paying your mortgage or somebody else's. Lat time I heard, ya gotta have someplace to live.
Having a home free and clear in a place you like to live is a great feeling. So many people keep paying rent, mortgage, whatever as they get on in years. Not me!
Having a home free and clear in a place you like to live is a great feeling. So many people keep paying rent, mortgage, whatever as they get on in years. Not me!
Investors holding on to that as well as the FAANG stocks are having serious pain this year. Apple is probably the only stock holding up better but even they have been volatile.
I'm having a great year, investment wise. I shouldn't brag but I'm only down 9.27%.
Like a lot of other people I had too much invested in bond ETFs and (very good) bond funds. Everybody knows bonds will protect you when the stock market turns down. Except this year they didn't, and in Canada they actually lead the losses. But I was down to a 70 - 30 split (instead of my usual 60 - 40) which reduced the losses somewhat.
I'm a conservative investor. I only go long. I like pipelines, utilities, infrastructure, Canada's gold plated banks and US blue chips. For me a big railroad would be a risky investment. But nothing did well this year.
I still have a lot of cash and I'm a bit torn between dollar cost averaging into this market and holding the cash in case this situation gets really bad. The man who had a bit of cash in the '30s was a wealthy man. The man who had a fist full of stocks was holding a bunch of paper.
Like a lot of other people I had too much invested in bond ETFs and (very good) bond funds. Everybody knows bonds will protect you when the stock market turns down. Except this year they didn't, and in Canada they actually lead the losses. But I was down to a 70 - 30 split (instead of my usual 60 - 40) which reduced the losses somewhat.
I'm a conservative investor. I only go long. I like pipelines, utilities, infrastructure, Canada's gold plated banks and US blue chips. For me a big railroad would be a risky investment. But nothing did well this year.
I still have a lot of cash and I'm a bit torn between dollar cost averaging into this market and holding the cash in case this situation gets really bad. The man who had a bit of cash in the '30s was a wealthy man. The man who had a fist full of stocks was holding a bunch of paper.
What's the reason for bonds not reacting like they normally would in this economic chaos?
Rate increases always kill existing bonds
I mean also to say if you hold bonds until maturity you will be made whole. And this assumes you didn’t pay over par
Bond funds? Well good luck!
Bond funds? Well good luck!
They used to say the bond guys were always the smartest in the room, but with NIRP it didn't much matter, there was no real market, just the fed balance sheet.
Most long term bond funds have lost 1/3 in the last year. Most people don't realize bond funds can loose money.
If the fed raises 75 basis points it should push everything under a year over 5%. If the 10 year gets close to 5% it might be worth considering - except its been so long since I owned any bonds that I am not even sure what ETF would make sense anymore.
Most long term bond funds have lost 1/3 in the last year. Most people don't realize bond funds can loose money.
If the fed raises 75 basis points it should push everything under a year over 5%. If the 10 year gets close to 5% it might be worth considering - except its been so long since I owned any bonds that I am not even sure what ETF would make sense anymore.
We had been in a very long bull market for bonds. Having started off with interest rates for long bonds of 12 - 14% or so (around 1980), every time interest rates fell, bonds (with their fixed interest rate) would increase in value.
And whenever the economy headed down, central bankers would lower interest rates to give a little boost to the economy, increasing the value of bonds on the open market. In addition, investors fled to bonds whenever the stock market took a dive. And that additional demand also increased the value of bonds.
But this time interest rates were so low there was "no down from there".
And with inflation appearing on the scene, and central bankers raising rates (which is exactly what they're supposed to do), bonds with their fixed interest rates were suddenly worth less. And with that, the 40 year bull market for bonds ended about the start of this year.
So knowing all that, why did I still own Bonds? Because knowing and doing are not the same thing. And all the experts still said that bonds would help protect you in a stock market downturn. And I guess I still believed it (ie Magic Thinking).
But then again, bond owners have made so much money on bonds from 1980 to the beginning of this year that giving back a bit only seems fair.
Yes. If you hold a bond to maturity (and assuming there hasn't been a default) you will get paid the interest and recover the face value.
But make no mistake, if interest rates rise, that bond will be worth less than it was. That loss of value is just not apparent to someone who holds the bond to maturity. But if you try to sell a bond (which you can easily do), and if there has been an increase in interest rates you will get less than the face value for it.
Similarly, in a bond fund or bond ETF, that reduced value is being reflected in the daily value.
