I sold all my stocks and bonds today.

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Well, this is the first trading day after I sold all the stocks and bonds in my IRA, GOING TO ALL CASH. Today I put the cash in a short term US Treasury Bill account, so it is earning a little over 4%, with no long term commitment, before I decide its time to get back into the market.

Today the DJIA, S&p 500 and NASDAQ are all down about 0.75% as the markets continue to slide, so that is a paper loss I avoided today.
Feeling like a genius is dangerous territory. Ask me how I know this.

10:1 you won't post much when the market rallies and makes 4% look silly.

We tend to over post our successes and under post our failures we ALL do this. Oh some here will claim they don't.
 
You avoided answering the rest of my post.

You’ve been chasing returns, make frequent posts about what you bought, and what you sold, including your losses, in the investors thread.

Then, you started an entire thread about how you don’t have enough money to retire.

You don’t see the correlation between those two?

Between the strategy that you have chosen, and the net result?
I see what you mean.

My post about geographic arbitrage is about retiring at age 50. Which means that 401k distributions will be years away.

And yes, I am chasing returns. Sometimes you win, sometimes you lose. The adjustment today was to sell some ETF-s and stocks that have short term losses to cover my short term gains to end up with $0 tax liability.
 
That's the key for you. It literally doesn't matter what the market does today, this month, or next year.
I trade some of my money myself. I trade on a 3 to 6 month time horizon - meaning I don't necessarily move in and out that often, but if something isn't working during that time (relative to the overall market trend) I tend to move to something else.

My goal is to understand how all this works, so when the time comes that I no longer have time to buy and hold, I don't have to rely on some 24 year old C student that works at Schwab, because the only job he could get was managing my pittance.
 
Feeling like a genius is dangerous territory. Ask me how I know this.

10:1 you won't post much when the market rallies and makes 4% look silly.

We tend to over post our successes and under post our failures we ALL do this. Oh some here will claim they don't.
I don't think I am being reckless. Berkshire Hathaway has increased its cash and cash equivalent holdings through 2024. Buffet believes many of the stocks it was holding, such as Apple, are above their intrinsic value. He sold 25% of the BH holdings in Apple.

I think the market is moving lower. It is already 5% below its peak, set about 2 months ago. I think this trend will continue for a while and we are likely to see another 5% fall or more in the next 3 months. I am prepared to stop on a dime and buy back in if I think its the right time. I think the market is in a correction phase. We haven't had one in a while, and the change of administration, with changes in policies, is going to shake things up. Hopefully, for the better. But we have a Congress that seems more interested in politics than the welfare and stability of the country and its economy. I just think its prudent to be on the sideline at this juncture.
 
I don't have enough moons left to get wealthy timing the market just right, I have to do it quickly. So I invested in a few of these.


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Feeling like a genius is dangerous territory. Ask me how I know this.

10:1 you won't post much when the market rallies and makes 4% look silly.

We tend to over post our successes and under post our failures we ALL do this. Oh some here will claim they don't.
The key is to make like 5 trades at once, then only brag about the one that is working.;)
 
What do yall think about REIT's. I like to buy them at PB ratios of .6 to .7 ish. I've been nibbling at ACRE, ARR, and MFA. TIA. Is BACPRB Bank of America preferred B?
REITs can be good investments, bought at the right time for a specific reason. Buy good companies when they are beat down. I won't comment on at ACRE, ARR, and MFA as I don't follow them. I bought REITs during C-19, sold within a year. All of them.

I now only own O. It's actually near buy territory.

Yes BACPRB is the only preferred that I have kept some since COVID. I backed up the truck on top company preferred shares then. 20-30% discount. All the while paying me nicely.
 
The pros can't time I don't see how an individual investor can. Going in and out of the market is just rolling the dice and is successful is just dumb luck which shouldn't be part of your investment strategy. I am ok how I am invested and will stay the course as I have for 40+ years
 
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