Feeling like a genius is dangerous territory. Ask me how I know this.Well, this is the first trading day after I sold all the stocks and bonds in my IRA, GOING TO ALL CASH. Today I put the cash in a short term US Treasury Bill account, so it is earning a little over 4%, with no long term commitment, before I decide its time to get back into the market.
Today the DJIA, S&p 500 and NASDAQ are all down about 0.75% as the markets continue to slide, so that is a paper loss I avoided today.
10:1 you won't post much when the market rallies and makes 4% look silly.
We tend to over post our successes and under post our failures we ALL do this. Oh some here will claim they don't.