Originally Posted By: moving2
Originally Posted By: Pop_Rivit
So let me see if I understand.
Yeah, I'm pretty sure you don't.
Originally Posted By: Pop_Rivit
You have a 1 year old
"look at me, I'm pretending to be rich" car on which you can't afford the $800/month payments. You want to trade it for a 17 year old
"look at me, I'm trying to be cool" car that's noted for being unreliable.
Your excuse is that you've gotten used to "power and convertibles", when the reality is you're using vehicles to try to boost your low self esteem and shallow self image, correct?
My advice would be to bail out from under the Lexus, purchase something cheap, boring and reliable, and then invest some of the savings in a therapist. You need serious emotional help, and you're trying to use a car as a crutch for emotional issues.
To top it off you were almost completely out of debt, but by your own account you went deeply into debt again for ego boosting purchases? Doesn't that behavior strike you as a bit bizarre?
No amount of car buying or trading will fix what's wrong. You need serious emotional help.
Pop_Rivit- this is BITOG- this forum is full of automotive ENTHUSIASTS- not just refrigerator / other appliance owners. Most people here have a PASSION for cars- it's pretty obvious that you have a passion for ridiculous armchair-pop-psychology instead. Tip: stick to your day job. I'm pretty sure the OP didn't ask for your laughable psychoanalysis, anyway.
Let me speak your language: considering that you don't know the OP from Adam, and considering how quickly you assumed all sorts of psychobabble from a single posting on a message forum, I think you are projecting your own serious emotional issues onto the OP. Take heed: no amount of posting faux-psychoanalysis or denial will fix what's wrong. You need serious emotional help. Please do yourself a favor: turn off the Oprah, put down the Cosmo and Psychology Today, look in the mirror, and then tell your therapist all about it, NOT us BITOG members, because we are here to talk about cars, not the obvious emotional issues you are projecting onto innocent posters. Have a nice day!
So I assume you failed to comprehend this part of the original posters conversation. Note that he got hit with some emotional stuff and "fell off the wagon".
Quote:
The Dave Ramsey plan is why I keep coming back to dumping the Lexus car payment but just can't bring myself to do it (plus wife is dead set against it). Was on the plan, was within a month of getting CC's paid off, had a paid off little Mini Cooper I loved, and my wife's car we could have paid off by now. Then I hit a bad period with some emotional stuff and fell of the wagon. Got the Lexus and started to build the credit card back up. Guess that's my stupid tax.
Quote:
Say a prayer that we find a buyer soon for our house.
Unlike moving2, I've always felt that keeping one's financial house in order is of utmost priority. Considering that the original poster "fell off the wagon" after getting hit with some "emotional stuff" tells me that there are some deep issues going on, especially since the original poster admitted to post traumatic stress disorder. He can't afford his car payment and he is asking for prayers to get his house sold, and he admits to racking up credit card debt.
The original poster needs help getting back on the financial bandwagon, or he's heading for loan default, bankruptcy or worse. Until he manages to deal with the demons that are causing him to live beyond his means he'll never do it. Before he can get his finances straight he has to get his head straight.
It's too bad that moving2 can't deal with a little blunt honesty. I hope that the original poster will realize that he's on the wrong financial path and begin making some serious corrections before too much damage is done.
The choice is his-follow moving2's advice and continue to be a "car enthusiast", or follow sage advice and learn how to get out from under the debt and stay out from under the debt.
If you learn how to get out from under the debt, then you can pay cash for your toys and really be enthusiastic. That really makes the guys like moving2 green with envy.