Originally Posted By: toyotaguy
Anyone that has had a large hospitol bill with no health insurance, please give me some advice. I am self employed. Had no health insurance and had to go to ER twice in a week. THey admitted me and ran a bunch of test. Got the bill for $7,000 dollers. There is no way I can pay this bill. I know you can neg a payment plan, but I was wondering if anyone has had experience with dealing with hosp, and what my best course of action is. I do not own a home.
Since you are self insured, you will have to negotiate your own rate. Right now you are charged what the price of the services delivered is. You will not know what a large insurance company would pay but it is a fair assumption that they would pay about $6,000 on a $7,000 bill depending on their size - the larger the payer, the better rates they get.
I see that you are in Indiana. Which provider did you go to?
Anyone that has had a large hospitol bill with no health insurance, please give me some advice. I am self employed. Had no health insurance and had to go to ER twice in a week. THey admitted me and ran a bunch of test. Got the bill for $7,000 dollers. There is no way I can pay this bill. I know you can neg a payment plan, but I was wondering if anyone has had experience with dealing with hosp, and what my best course of action is. I do not own a home.
Since you are self insured, you will have to negotiate your own rate. Right now you are charged what the price of the services delivered is. You will not know what a large insurance company would pay but it is a fair assumption that they would pay about $6,000 on a $7,000 bill depending on their size - the larger the payer, the better rates they get.
I see that you are in Indiana. Which provider did you go to?