When it was designed pretty much all engines had belt driven timing sets. The J series has just survived for 30 years because it's a really good design.
It's been very simple for me on my 2019 Touring with the 9 speed after reading how to do it on the Pilot forum. Service manual says between 3.5 and 3.75 quarts come out with a drain when cold. I drain and measure to make sure that is what came out and replace the exact amount using the fill plug at the top of the transmission under the hood. Have done it 2 times now (every 30000 miles) with no problems and many other owners do it the same way. In fact some owners have seen Honda dealers do it the same way according to them.
Purchased the Pilot new and have 67000 miles on it. I use only Honda 3.1 ATF
A chain is not a guarantee of no maintenance. There are plenty of popular modern engines that need phasers and chains. A 3.5 Ecoboost is a great example. My neighbor was just quoted $5k for that at the local dealership.
Fords in general love to eat chains for breakfast and phasers for lunch. Toyota guys do warn about the chain on the 20-22R, if allowed to go loose it will wear the timing cover and take out the engine in the process.
Timing chains are seen as a maintenance item on Mercedes in the past, every 60-100K on the older models since the guides are brittle. It was a roll-in/out job using a ton of cable ties, a lot of patience and nerves of steel.
The approved method involves lifting all four wheels, setting transmission to service mode, shifting through the gears, and checking at the fill hole when the transmission is at the proper temperature. Some use other methods...