Its almost open season, so I looked at my health insurance options and costs. I use an HDHP, and so for a family HDHP in my part of NJ, biweekly premiums went from $157-173. Is that good or bad? $16 per pay period isnt a lot... However it is >10%. What surprised me is the regular open access plan (granted the high option). Last year it was $926/pay period, this year it is $1142/pay pd. That's per pay period! As in $29692/yr for health insurance, and over 22% increase over last year! Absolutely crazy! Unbelievable in fact. Now, this cannot be political. Dont go there, Im just stating my facts. I do know though that I didnt make 22% more this year, nor did anyone else I know. Maybe all but the sickest folks are jumping ship from these types of plans, shifting the actuarial risk so much higher that the cost explodes. I just cant figure it any other way... besides that there must be some rich doctors. Of course since negotiated actual rates for specialists bill at roughly $1000/hr, whether burdened or not, someone is making money bigtime. How has anyone else fared with plan cost increases? Double digit year or did you manage to fare better? It looks like some of the BCBS plans actually decreased in price by a fraction of a percent.