Hail damage totaled

Joined
Jun 12, 2005
Messages
6,568
Location
North Texas
My 15 Tacoma is done for. Waiting to hear back what insurance is going to give. I could buy it back but keeping full coverage would be stupid and liability isn’t that much cheaper from what I’m told. He’s one more timing chain pic for your enjoyment, lol.
IMG_1777.webp
 
Will the insurance company even let you have full coverage insurance. on a totaled vehicle?
I thought once totaled you could only get liability.
 
I'll give you $99 for it.

Sheesh, I'd totally rock that as a "salvage" title. Just not at what it's probably still worth.
 
Will the insurance company even let you have full coverage insurance. on a totaled vehicle?
I thought once totaled you could only get liability.
I'd imagine if you get it legally repaired & inspected then receive a "prior salvage" branded title you could get full coverage again. If you don't fix it up to get the title re-branded then you might be right on that scenario.
 
Such a shame.

Definitely buy it back. It appears it’s only cosmetic. No glass damage or anything like that, right?

Someone will love it as a work truck or an off road truck. I’m sure you can make money on the resale. It’s worth the risk.
I'd have happily used a truck like that to cart tools and materials around in my younger, hammer swinging days.
 
Well to my surprise I’m getting a check for 21,000. Considering I paid 27,000 for it 8 years ago. Put on 107,000 miles on it for a total of 137,000. It’s just a base SR5 Prerunner with no options. By back I would have got 8,000. The 21,000 is more than mint condition with the same miles if I sold it private party.
 
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