Do I have it? No-but it doesn't inherently sound like a bad idea.
Fundamentally, all insurance seems like a waste of money until you need it. How many have filed a big claim on your home or auto insurance? You throw a lot of money at it, but it also saves your day if you have a total loss.
Someone on here who CLAIMS to be an LEO(and also seems to post a lot against non-LEO carry...) also CLAIMS that training will protect you if you're in a "clean" shoot-but also probably has a lot of insurance backed by their LEO agency. How many "clean" LEO shoots still get drug through the courts?
The chances of a private individual who carries being involved a shooting are very, very slim, but the result can be life changing in more ways than one. Aside from the emotions a straight, above board, unquestionably clean shoot, it can still ruin you financially if a sympathetic jury decides it was a "wrongful death." So, forgive me for not putting a lot of weight on what a claimed LEO who has their departments backing says on this.
Fundamentally, all insurance seems like a waste of money until you need it. How many have filed a big claim on your home or auto insurance? You throw a lot of money at it, but it also saves your day if you have a total loss.
Someone on here who CLAIMS to be an LEO(and also seems to post a lot against non-LEO carry...) also CLAIMS that training will protect you if you're in a "clean" shoot-but also probably has a lot of insurance backed by their LEO agency. How many "clean" LEO shoots still get drug through the courts?
The chances of a private individual who carries being involved a shooting are very, very slim, but the result can be life changing in more ways than one. Aside from the emotions a straight, above board, unquestionably clean shoot, it can still ruin you financially if a sympathetic jury decides it was a "wrongful death." So, forgive me for not putting a lot of weight on what a claimed LEO who has their departments backing says on this.