I switched back to Progressive from having Erie for a long time, Erie had been way overcharging me and I should've shopped around much sooner but at the time I had home owners and car insurance but evidently Progressive will offer renters insurance but not for home owners. I eventually purchased a motorcycle and had to get coverage through another company as Erie doesn't offer coverage and Progressive was always high, I first went with Rider's for the first year but then I switched to National General as they were much cheaper, they used to be GMAC until the gov't wanted them to get out of the insurance & banking markets when they took the bail out money which is also the reason why we now have Ally Bank as well.
Since I've switched back to Progressive it seems that everytime the bill goes up, I pay in full for 6 months which is the longest term they offer me and yet it never goes down, the vehicles get a little older every year which should in theory make your bill go down. I've shopped around and for what they are charging me that no-one else even comes close, the closest was Geico but they wanted $100 more than what they are charging me. They will never give you an exact reason on the rate increases basically they only give you that the market conditions have changed. I've found they don't really want to give you time to shop around, I just renewed again and from the time I received the bill to know how much I was being charged for it wasn't even 2 weeks until the due date.
When I first switched back to Progressive from Erie they cut them by over 1/2 for the same coverage and I'm still saving a lot, I can't remember the exact numbers but if I was paying $800 to Erie that Progressive was less than $400. I even cutout my agent so now I'm just dealing with Progressive directly myself. I've wondered too myself that Progressive was offering such a ridiculously low rate to get you to sign with them and then slowly raise your rates overtime to get you where they want you to be. It doesn't make since over the past year with everything going on you keep hearing that people are staying home so they are driving less you'd think that insurance would go down with less people out on the road but mine never goes down.
Since I've switched back to Progressive it seems that everytime the bill goes up, I pay in full for 6 months which is the longest term they offer me and yet it never goes down, the vehicles get a little older every year which should in theory make your bill go down. I've shopped around and for what they are charging me that no-one else even comes close, the closest was Geico but they wanted $100 more than what they are charging me. They will never give you an exact reason on the rate increases basically they only give you that the market conditions have changed. I've found they don't really want to give you time to shop around, I just renewed again and from the time I received the bill to know how much I was being charged for it wasn't even 2 weeks until the due date.
When I first switched back to Progressive from Erie they cut them by over 1/2 for the same coverage and I'm still saving a lot, I can't remember the exact numbers but if I was paying $800 to Erie that Progressive was less than $400. I even cutout my agent so now I'm just dealing with Progressive directly myself. I've wondered too myself that Progressive was offering such a ridiculously low rate to get you to sign with them and then slowly raise your rates overtime to get you where they want you to be. It doesn't make since over the past year with everything going on you keep hearing that people are staying home so they are driving less you'd think that insurance would go down with less people out on the road but mine never goes down.
