4WD
$50 site donor 2025
I doubt crawling in 4Lo with his gears generates any more heat than me doing 10 MPH in 4Hi in deep sand - my temps are consistently oil, coolant, and transmission - in that order - same at 70 MPH on the highway …I would think the real killer is when the torque convertor is unlocked, the heat buildup during take off from a stop. I don't know if many transmissions now run unlocked in the upper gears? My Tundra sure did--but it also had a decent OEM cooler too. That just leaves frequent shifting as a concern (maybe lock out upper gears if it starts getting shift happy in the hills).
Is this getting a bigger trans cooler? These days it seems transmissions do use a thermostat so as to ensure the trans stays good and warm; thus I'm not sure you can overcool it. Once it goes off road that extra cooler might be nice.
Don't see how though that this could be any tougher on the transfer case.
New gears? Aftermarket? Done by a local shop? I think I'd worry first about those. Not saying they can't be done right the first time, just that I'd be concerned there first (even though they are probably the cheapest part of the system). And most likely to be dunked under water, as already noted.
It may vary with a 2.7:1 transfer case - but even with 4.10 gears and 35’s - mine is often over geared bcs of the 4:1 transfer case …