I've been using the Debt Avalance for the past two and a half months. Starting with throwing any large chunk of money at the highest interest rate debt, regardless of balance amount.
Since I officially started on 2/25/14 I've paid down $5800.00 of my debt. Still have a ways to go. I've been using a site called readyforzero dot com. Its totally free and it graphs and lays out a complete time frame for when you should be 100% debt free. Its truly satisfying to see the graph slowly go DOWN towards the $0 amount.
Trust me, this isn't easy. But is sooooo worth it! Granted I fight with myself internally sometimes and get impatient. But I figure that what took me 8 years to get into, is worth sacrificing for a year to get out of! One year from now (or maybe even less) I will be 100% free from the burden.
Since I officially started on 2/25/14 I've paid down $5800.00 of my debt. Still have a ways to go. I've been using a site called readyforzero dot com. Its totally free and it graphs and lays out a complete time frame for when you should be 100% debt free. Its truly satisfying to see the graph slowly go DOWN towards the $0 amount.
Trust me, this isn't easy. But is sooooo worth it! Granted I fight with myself internally sometimes and get impatient. But I figure that what took me 8 years to get into, is worth sacrificing for a year to get out of! One year from now (or maybe even less) I will be 100% free from the burden.