I'm preparing to renew my passport book, and debating whether the card is worth the additional $30 (+ ~$20 misc for photos and postage).
I can renew my book online, which seems to be quick and easy (self-taken digital photo, credit card payment), but since this would be my first card, the application must be by mail, which would also require having photos taken (no photo printer), postage, check/money order payment, plus the fee for the card itself. More time/expense for questionable benefit, but at least it would be amortized over a decade.
I don't envision needing the card to cross borders inside the NAFTA zone, or take a cruise to the Caribbean, so its value would mostly be in serving as an additional Real ID/Govt-issued photo ID, as well as serving as a proxy/backup while abroad, which could also help expedite a replacement from an embassy if the book is lost.
So the main practical benefit would be in the form of insurance, but as with other types of insurance, it's something you only receive the value in when needed. And can regret if you lack it.
I'm leaning toward passing it up, but if there are any arguments in favor I haven't considered, I'm all ears.
I can renew my book online, which seems to be quick and easy (self-taken digital photo, credit card payment), but since this would be my first card, the application must be by mail, which would also require having photos taken (no photo printer), postage, check/money order payment, plus the fee for the card itself. More time/expense for questionable benefit, but at least it would be amortized over a decade.
I don't envision needing the card to cross borders inside the NAFTA zone, or take a cruise to the Caribbean, so its value would mostly be in serving as an additional Real ID/Govt-issued photo ID, as well as serving as a proxy/backup while abroad, which could also help expedite a replacement from an embassy if the book is lost.
So the main practical benefit would be in the form of insurance, but as with other types of insurance, it's something you only receive the value in when needed. And can regret if you lack it.
I'm leaning toward passing it up, but if there are any arguments in favor I haven't considered, I'm all ears.