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IMHO any manufacturer that requires a specific coolant is doing bad engineering.
They should all be like Hyundai and say use a coolant compatible with aluminum engines.
The rest is just marketing hocus pocus like top tier fuel or fuel additives.
Well then the vast majority vehicle manufacturers have bad engineering.
As for Hyundai recommendation, in my experience many times the owners manual recommendation can be rather vague as to antifreeze requirement. Nissan has been that way, and even the Honda owner manual hasn't/doesn't go into great detail. And DexCool/DexClones would meet the Hy/Kia 'compatible with aluminum engine' requirement, but I doubt H/K oem coolant contains 2eha found in the Dex's.
As for "universal coolants", the great majority are Dex-clone OAT coolants. They are most similar to Dexcool without the GM specific DexCool formula. They also contain 2eha, which has been associated with some gasket incompatibilty. How they claim universal all makes/models is they meet 'some' of the requirements of the Asian P-HOAT's , the Euro's, and are most like DexCool.
What that means is the Universals All M/M can say they meet the silicate free Asian formula requirements, and then say they meet the phosphate free requirements of the Euro's. Not said though is that the Asian's formulas won't use 2eha and neither does G-05 type coolants used in the Euros and some US coolant systems.
Peak Global Lifetime universal OAT is different from the universal Dexclones in that it does not contain 2eha. Which is why some like it and use it especially in place of the Asian's formulas that are generally only available as a premix.
Two of the better resources on the antifreeze types I've seen posted on Bitog are linked below. One may be the same as previously linked above.
Making Sense of the Cooling System Scene
Chrysler switches to OAT antifreeze for longer service interval