Digital2k2
Thread starter
Thanks for the input everyone. It really is a lot to think about and very dependent on each individuals situation.
Reading as many articles as I can find searching about it, it seems like the general recommendation is to have collision at 1000.
Comprehensive is another story, and it seems like 500 is average. To me that sounds high, especially if the selected comprehensive deductible applies to glass replacement as well.
I'm also thinking the towing coverage isn't worth it in the long run. With some searching I found a nation wide towing dispatch number and with 2 years of paying for the coverage, I probably already paid for the tow that I might never need.
Edit: JHZR2: In all the reading I've done, I remember one article pointing out that if you wouldn't make up the difference in 3 years, it's probably not worth raising the deductible. I think they were taking that from the average collision claim rate being around 3 to 4 years. If you don't have an at fault accident in 20 years, then that advice wouldn't have paid off haha.
Reading as many articles as I can find searching about it, it seems like the general recommendation is to have collision at 1000.
Comprehensive is another story, and it seems like 500 is average. To me that sounds high, especially if the selected comprehensive deductible applies to glass replacement as well.
I'm also thinking the towing coverage isn't worth it in the long run. With some searching I found a nation wide towing dispatch number and with 2 years of paying for the coverage, I probably already paid for the tow that I might never need.
Edit: JHZR2: In all the reading I've done, I remember one article pointing out that if you wouldn't make up the difference in 3 years, it's probably not worth raising the deductible. I think they were taking that from the average collision claim rate being around 3 to 4 years. If you don't have an at fault accident in 20 years, then that advice wouldn't have paid off haha.
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