Originally Posted By: Nick R
Originally Posted By: mechanicx
Insurance companies probably don't care about the engine per se only the model. A Camaro with a 4 cylinder hybrid engine would probably still be considered a sports model. I knew someone who bought an '88 Fiero when new with a 2.5 Tech 4 (Iron duke) 90 hp and a 3 speed auto, and the insurance rate on it as high or higher than a V8 Camaro.
Not true. With the mustang, when we had our V6 version, it wasn't considered a sports car because it had the V6 and so the insurance was a lot cheaper than it would have been with the GT.
That's not really what I said. I said they insurance rates go buy model (or really statistical crash losses) more than just the engine size or active fuel management between models. So a GT Mustang will be higher than a V6 Mustang but a Ford Fusion V6 sedan may be cheaper still. That's why a 4cyl Fiero insurance was higher than other models with a V6 or even V8.
Originally Posted By: mechanicx
Insurance companies probably don't care about the engine per se only the model. A Camaro with a 4 cylinder hybrid engine would probably still be considered a sports model. I knew someone who bought an '88 Fiero when new with a 2.5 Tech 4 (Iron duke) 90 hp and a 3 speed auto, and the insurance rate on it as high or higher than a V8 Camaro.
Not true. With the mustang, when we had our V6 version, it wasn't considered a sports car because it had the V6 and so the insurance was a lot cheaper than it would have been with the GT.
That's not really what I said. I said they insurance rates go buy model (or really statistical crash losses) more than just the engine size or active fuel management between models. So a GT Mustang will be higher than a V6 Mustang but a Ford Fusion V6 sedan may be cheaper still. That's why a 4cyl Fiero insurance was higher than other models with a V6 or even V8.