If one notices these debates, never is it about marginal benefit. There’s always an assumption that all have significant resources and are looking to find new ways to spend. I’d rather put my money where my mouth is. Living in SE PA, I haven’t even put the snows on in 4 years. 8 rims/snows are in the shed. We don’t get snow anymore.
Are they worth it? Yes, if you drive in snow. If you’re like we are, with snows, you sacrifice performance, cost, and safety, driving around in rain and on dry pavement. Suddenly it would seem cars with summer only tires should switch to a high performance all season (not all weather) for temps below 37F. Or, don’t, and just don’t drive when below 40F.