The wife and I are gen x. Our gen z kids are married, living with their spouses, and have good jobs they got through merit. Yes, they will have some inheritance. But they are not lazing around waiting for that day.
One thing I'll mention is if you have assets, and care what happens to them if you were to die unexpectedly, make sure you have a Trust and Will in place. If there are beneficiaries for any type of accounts, make sure the beneficiary list reflects current wishes. If things have changed since that beneficiary application was filed, divorce, etc., the entity holding that asset WILL go by the original application, regardless of any later changes made in a Will or Trust.