I am done. At least for now. I was able to go back to 8.1 and I bought a new 16gb thumb drive, downloaded the tool and when I ran it I got the whimsical "something happened" error. 10 was neat, seemed to run a little faster and the start menu was nice to have but I never had any trouble with 8.1 and all this aggravation to get the newest coolest version is not worth my time. I feel lucky just to have restored 8.1 again and will just leave well enough alone. Maybe I will try 10 again if and when MS makes it easier to install. I checked my 8.1 license and its status is "activated". That is good enough for me, for the time being.