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This has been discussed before in BITOG, reference a vehicle sending driving information to insurance companies via Lexus Nexus, without the vehicle driver understanding this is happening. Yes, this occurrence is in some fine print somewhere when the owner purchased the vehicle.
This is the paragraph from the article I found most disappointing. GM misleads what they are really doing with the data from the vehicle - selling it to a third party for profit:
According to its web site, OnStar Smart Driver “provides driving insights on how you can become a smarter, safer driver” while enabling users to “earn badges by completing challenges, build on streaks specific to different driving habits and view all your data in an intuitive dashboard.”
“It felt like a betrayal,” Dahl said. “They’re taking information that I didn’t realize was going to be shared and screwing with our insurance.”
This is the paragraph from the article I found most disappointing. GM misleads what they are really doing with the data from the vehicle - selling it to a third party for profit:
According to its web site, OnStar Smart Driver “provides driving insights on how you can become a smarter, safer driver” while enabling users to “earn badges by completing challenges, build on streaks specific to different driving habits and view all your data in an intuitive dashboard.”
“It felt like a betrayal,” Dahl said. “They’re taking information that I didn’t realize was going to be shared and screwing with our insurance.”
Your car is secretly spying on you and driving your insurance rates through the roof: report
Drivers of cars manufactured by GM, Ford, and others say that their insurance rates went up after the companies sent data about their driving behavior to issuers without their knowledge.
nypost.com