Generally you want to keep the total solids level below 0.7%. However, if the oil is still in decent shape but insolubles are marginal, a simple filter change and topoff can stabilize them for thousands of more miles.
Oil filters work through the dual mechanisms of surface screening and absorption/sponging of contaminents. It is this sponging capability that seems to degrade as you put more miles on an oil filter. It's something of a fallacy to think the filter efficiency keeps increasing up to the point where the filter actually clogs. Before you get to that point, you'll be functioning in the by-pass mode for a significant percentage of the time. Soot and/or solids will tend to increase under those conditions ....
Oil filters work through the dual mechanisms of surface screening and absorption/sponging of contaminents. It is this sponging capability that seems to degrade as you put more miles on an oil filter. It's something of a fallacy to think the filter efficiency keeps increasing up to the point where the filter actually clogs. Before you get to that point, you'll be functioning in the by-pass mode for a significant percentage of the time. Soot and/or solids will tend to increase under those conditions ....